Seniors vs. Crime: Windows need replacing? Don't trust these scammers

Recently, we had a call to our office and it went something like this:

An inspector from my insurance company came by and told me that my windows were not compliant with the requirements for my policy. He said that I need storm windows or I will not be covered for storm damage.

He then gave me a card for a company that can get my windows up to where they need to be. It is going to cost thousands of dollars. Do you know if there have been changes to window requirements for insurance?

Seniors vs. Crime started investigating. Was this true? None of us had heard about it.

We contacted the insurance company and, sure enough, they had not sent an inspector.

We then called the agency that we always call about building code specifications, the Department of Business and Professional Regulation. There had been no such change for code requirement for storm windows.

The people going door to door were working as a team. One would pose as an inspector, while the other would be from the business you would end up calling from the card you are given from the first person.

Of course, pretending to be an inspector is illegal, but trying to sell storm windows and/or doors is not. That part falls under buyer beware. I know that this scheme sounds transparent, but these people are very convincing.

If you see someone outside your door, do not open it. Ask the person what he or she wants, and if you are warned about the window regulations, let the person know you are not interested and then call the police. To put your mind at ease, also call your homeowners insurance company and verify your coverage.

Another variation we have seen is one involving windshields. This scam works like this:

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Seniors vs. Crime: Windows need replacing? Don't trust these scammers