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    5 Unexpected Sources of Retirement Income – The Motley Fool

    - December 28, 2021 by Mr HomeBuilder

    Traditionally, there was a model of retirement planning known as the "three-legged stool." In that model, people would rely on three sources of funding to cover their costs once they retired: a pension, Social Security, and their personal savings. With Social Security's trust funds emptying more quickly than previously projected and pensions largely evaporating, that three-legged stool clearly isn't as stable as it may have once appeared.

    Still, if you want to retire, you'll need some way to cover your costs. With that in mind, these five unexpected sources of retirement income just might do the trick to help you cover your costs in your golden years.

    Image source: Getty Images

    Just because you're reached a certain age doesn't mean you have to stop working for a living. For instance, Warren Buffett is 91 years old and still serves as CEO of a giant company. You might want to leave the rat race and focus instead on a more personally fulfilling although less well-compensated role, but you can still collect some paycheck for your efforts.

    Working a bit can help in several ways. The income and any potential benefits are of course nice. It also puts structure in your day and can give you some form of social outlet. There's even some research that suggests some people who keep working might live longer than those that completely call it quits earlier.

    In addition, the later you wait to start collecting your Social Security -- up until age 70 -- the higher your monthly benefit check will be. If working just a little bit longer gets you enough cash so that you'll get a larger Social Security benefit, it can help you shore up your ability to cover your costs once you do call it quits.

    If you live in a home that you bought to raise a family and assure your children got strong educations, you might be living in a giant source of cash to cover your costs. If you downsize to a smaller house in a lower-taxed community, you can free up money in several ways.

    First, downsizing your home will likely reduce your ongoing upkeep and maintenance costs. Second, all else equal, a less expensive house will likely be taxed less than a more expensive one. If you also actively seek out a lower-taxed community, you can even get a bigger benefit. And of course, any equity you free up from downsizing is money you can put to use to cover your future retirement costs.

    If downsizing is impractical, could you potentially rent out a bedroom or two in order to bring in some much needed cash flow? In addition to the extra cash, you might get lucky and find tenants that are willing to help out a bit around the house.

    Becoming a landlord does involve costs and risks, and you will have to do things like depreciate the part of the property that you're renting. Still, the money can go a long way toward helping you cover your costs once you're no longer drawing a paycheck.

    Although the primary purpose of a Health Savings Account is to help you cover your out-of-pocket healthcare expenses, it can also serve as a source of funding for your general expenses in retirement. Once you reach age 65, you can take penalty free withdrawals from your Health Savings Account for any reason.

    That makes Health Savings Accounts very similar to Traditional IRAs from a tax perspective for those age 65 and up. There are still a few key differences, though. For one, Health Savings Account withdrawals to pay qualifying medical expenses will still be tax free. For another, there are no required minimum distributions for Health Savings Accounts. And for another, you cannot roll your Health Savings Account into a Roth IRA like you might be able to roll your Traditional IRA balance.

    As the old saying often attributed to Benjamin Franklin goes, "a penny saved is a penny earned." Many people find that as they reach retirement, their costs of living -- other than healthcare -- drop. If your house is paid off, your kids are independent, and your costs of working go away, your available cash just might go farther than it did before.

    In addition, once you stop earning a paycheck, you'll stop paying the Social Security and Medicare payroll taxes, as those are only levied on salary or contractor style income. Plus, without the time pressures of work, you may have more time to handle tasks that you used to contract out -- like potentially cooking, cleaning, and basic home maintenance. That can also help your money go further.

    Lower costs and lower taxes help your money go farther, allowing you to live a comparable lifestyle on less cash. That can feel like a boost in income, even if in reality you're just reaping the benefits of lower costs.

    Unless you're one of the few for whom the traditional three-legged stool of retirement planning will still provide a comfortable lifestyle once you stop working, you need a plan that can get you there. Whether you expect to use one or more of these five unexpected sources of retirement income or forge a different path there for yourself, the important thing is to make progress toward your goal.

    The sooner you get started, the easier and more likely it will be for you to get to a place where you can cover your costs in your retirement. So get started now, and improve your chances of reaching financial comfort that lasts through your golden years.

    Link:
    5 Unexpected Sources of Retirement Income - The Motley Fool

    Celebrate Our Automotive Heroes With Us at Our Upcoming California Cars & Coffee – RoadandTrack.com

    - December 28, 2021 by Mr HomeBuilder

    Our next issue celebrates the heroes of the automotive world. To celebrate that celebration, Road & Track is hosting a Cars & Coffee event in Malibu. If you're free in February, you should join us.

    We'll be bringing some cars from the issue, like the first Shelby Cobra and Elvis Presley's Lincoln Continental Mark IV, but this is a Cars & Coffee. If you can bring your car, we have plenty of room for more. Just pick up a ticket here.

    In addition to launching the issue at the event, Editor-In-Chief Mike Guy will be on hand to discuss the issue with an industry icon over coffee. After the meet, R&T will be making a donation to some local heroes, the California Wildlife Center.

    It all happens at the Malibu Racquet Club on February 6. The event is limited, so secure your space today on our dedicated experiences website.

    This content is created and maintained by a third party, and imported onto this page to help users provide their email addresses. You may be able to find more information about this and similar content at piano.io

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    Celebrate Our Automotive Heroes With Us at Our Upcoming California Cars & Coffee - RoadandTrack.com

    New farm-to-table restaurant Chez Baccus sprouting this spring on Fourth Street the Hi-lo – Long Beach Post

    - December 28, 2021 by Mr HomeBuilder

    John Hansen casually tells me this story as he shows me around his new restaurant space at 743 E. Fourth St. And quietly I breathe a sigh of relief, as I often do when someone truly gets it.

    Every time I wander through a farmers market and I see a table of tomatoes that look as if theyve been sprayed with speckles of green, I feel the same as Hansen: Just because a tomato can be tricked into growing in December, it doesnt mean it should. It doesnt taste good, so why eat it?

    And if youve ever carefully grown tomatoes of your own you understand what Im saying because you realize that mid-summer cherry tomatoes can actually taste like cherries. You look forward to persimmons and sunchokes in the fall, Carra Carra oranges in the winter, morels in the spring, and plump berries that stain your fingers and taste like candy in the summer. Fish, poultry, even coffee has a growing season, and thats what Hansens Chez Baccus restaurant is going to offer because thats what farm-to-table is. Seasonal.

    Hansen tells me that the chef wants to go to the farmers markets every morning, but Id rather hed hire a forager.

    Not to be confused with a forger who copies things, a forager is a gatherer of foods. In this respect, a forager is a person who Chef Chris Meehan could take to the farmers markets and show exactly the quality to look for, and then that persons only job would be to shop at the farmers markets for high-quality seasonal menu ingredients.

    This, people, is farm-to-table. Or I guess more appropriately farmers market-to-table, which is really just splitting hairs, isnt it? The important thing is that Chez Baccus is stepping up the game in Long Beach.

    Hansen, a level-three sommelier with decades of experience under his belt, looks up at the arches in the vaulted ceiling of the former garage that was converted into the short-lived restaurant Fourth & Olive (and even shorter-lived PigBurd) and expresses respect for the beauty, telling me that he is going to illuminate the ceiling to add dimension to the dining room. But hes quick to point out, as he admires his vision through the construction, that the focus is on the food.

    Hansen, formerly a sommelier of Napa Rose, along with Chef Chris Meehan, and General Manager Anthony Alvarez, are taking a different approach to this space, where form will follow function. Meehans redesign of the exposed kitchen setup will dictate how food flows from the kitchen, which will, in turn, have an effect on how the food comes out, which affects how and where the servers move and how the dining room functions. Every detail is thought out.

    Alvarez describes the farm-to-table concept as like Chez Panisse but with global inspiration, serving foods inspired by seasonality, so Meehan can spotlight the ingredients without the constriction of a regional theme. Each dish will be prepared with a world of possibilities in mind, to be professionally paired with old-world wines.

    Hansen mused that they had just had lunch and Chef Meehan asked the server whose coffee the restaurant used, and the server had to check. Amazed that this was a question that wasnt easily answered, Hansen explained the team at Chez Baccus is going to be trained to know about everything they serve, right down to the possibility that all servers may be trained and certified as first-level sommeliers, so they can better understand and explain the wine selection and pairings being offered. (Alvarez mentioned to me the possibility of public wine classes as well, although that isnt necessarily set in stone yet.)

    In addition to sommelier-paired wine service, the new eatery will be offering weekend tea service, where customers can chat over traditional tea or wine (or cocktails when the place gets its license) with towers of finger sandwiches and light bites. The tea service will be the mid-meal on the weekends between brunch and dinner service.

    If youre an early riser looking to grab a cup of locally roasted coffee on the go to get your morning started, well, theyve got that thought out, too. While the door to Chez Baccus is going to be on Fourth Street, a separate entrance on Olive Avenue will be home to the retail caf, Petite Baccus, where, in addition to coffee flowing, they will be offering baked goods and to-go foods, as well as takeout if youre craving farm-to-table fare but dont feel like dining out or cooking.

    And how can you have a wine-driven restaurant with a caf without a wine club? You cant. Chez Baccus will also be offering a wine club where members can pick up their wines at Petite Baccus and store the wines in temperature-controlled lockers customers can rent by the month. (Pricing and number of lockers arent available yet, nor are the pricing or details for the wine club.)

    While the city is running behind on permitting food venues the group behind Chez Baccus is shooting for a soft opening at the end of February with a grand opening in early spring.

    Chez Baccus will be at 743 E. Fourth St.

    Read the original:
    New farm-to-table restaurant Chez Baccus sprouting this spring on Fourth Street the Hi-lo - Long Beach Post

    Timothy Ubben, investment executive and philanthropist who helped low-income students go to college, dies at 84 – Chicago Tribune

    - December 28, 2021 by Mr HomeBuilder

    The whole idea of Posse is that you go into these urban public school systems and theres students there that otherwise would not be found, and the SAT score has become a problem in getting these kids into the best schools, said Ubbens son, who later was chairman of the national Posse Foundation. So he wanted to celebrate the underdog who was flourishing in a tough environment and then give them the opportunity. And the cool thing about Posse is that (students) go with a cohort of 10 to one (university), so if you go by yourself from an African American community to, say, DePauw, you might be very alone, as DePauw is in the middle of nowhere, but if you go with a group of 10 that you train with you can actually change the campus, which is what Posse does.

    See the original post here:
    Timothy Ubben, investment executive and philanthropist who helped low-income students go to college, dies at 84 - Chicago Tribune

    Firefighters warn families to be cautious of ‘the silent killer’ – KCCI Des Moines

    - December 28, 2021 by Mr HomeBuilder

    GOTHNER REPORTS -- THE THREAT BECOMES REAL IN THE WINTERTIME. <24 IT'S COMMONLY REFERRED TO AS THE SILENT KILLER> DES MOIN FESIRE CAPTAIN CHRIS BOLTEN IS TALKING ABOUT CARBON MONOXIDE. COLORLESS, ODORLESS AND TASTELESS -- THE C-D-C SS AY AT LEAST 430 PEOPLE DIE OF C- O POISONING EVERY YEAR. LAST SATURDAY -- IT TOOK THE LIVES OF AN ENTIRE FAMILY. 7 PEOPLE, INCLUDING 3 CHILDREN DIED OF ACCIDENTAL CARBON MONOXIDE POISONING AT THEIR HOME IN NORTHWEST MINNESOTA. <3 OUR CONDOLENCES GO TO THE FAMILIES AND FRIENDS WITH SUCH A LOSS AND THENF O COURSE THIS CLOSE TO THE HOLIDAYS. 8> AND IT'S MORE LIKELY TO STRIKE THIS TIMEF OYEAR -- AS PEOPLE FIRE UP GAS APPLIANCES IN THE COLD. <52 YOU'RE LOOKING AT THE FURNACE, THE WATER HEATER, THE STOVE, A FIREPLACE, AND PEOPLE ALSO DON'T THINK IF IT'S ATTACHED GARAGE, A VEHICLE INSIDE THAT GARAGE. 1:00> BOLTEN SAYITS 'S IMPORTANT TO INSTALL CARBON MONOXIDE DETECTORS. THE MINNESOTA FAMILY HAD A DETECTOR, BUT ITAS W DETACHED FROM THE WALL -- WITH NO BATTERIES. BOLTEN SAYS IDEALLY INSTALL THEM THROUGHT OU THE HOUSE -- BUT AT LEAST PUT THEM WHERE PEOPLE SLEEP. THE C-D-C SAYS PEOPLE WHO ARE SLEEPING OR DRINKING ALCOHOL MAY NOT NOTICE T HE SYMPTOMS BEFORE IT'S TOO LATE. <1:38 IT WOULD BE A HEADACHE, DIZZINESS, WEAKNESS, SHORTNESS OF BREATH, CONFUSION, LOSS OF VISION, D,AN AND IN SEVERE CASES, OBVIOUSLY, LOSS OF CONSCIOUSNESS AND LEADING INTO DEATH. 1:49> YIFOU NOTICE ANY OF THOSE SYMPTOMS -- LEAV

    Firefighters warn families to be cautious of 'the silent killer'

    Updated: 9:50 PM CST Dec 23, 2021

    Firefighters are warning people about the dangers of carbon monoxide this winter, the time of year when most poisonings from the colorless, odorless and tasteless gas occur.According to the Centers for Disease Control and Preventon, at least 430 people die of carbon monoxide poisoning, called a "silent killer," each year. More than 50,000 end up going to emergency rooms.On Saturday, a Minnesota family of seven, including three children, became victims.During the winter, people are more likely to use gas appliances and fireplaces, Des Moines Fire Department Capt. Chris Bolten said. "You're looking at the furnace, the water heater, the stove, a fireplace, and people also don't think (about an) attached garage, a vehicle inside that garage," Bolten said.Bolten says it's important to install carbon monoxide detectors.The Minnesota family had one but it was detached from the wall, with no batteries.Bolten says ideally, people would install them throughout the house. But if you're unable to, it's most important to put them where people sleep.According to the CDC, people who are sleeping or drinking alcohol may not notice the symptoms before it's too late."It would be a headache, dizziness, weakness, shortness of breath, confusion, loss of vision, and, and in severe cases, obviously, loss of consciousness and leading into death," Bolten said. "If you do recognize those symptoms, you should evacuate the premises immediately, notify everybody else inside that structure to get out (and) contact 911."Bolten said it's important to test your detector monthly and to have your heating and cooling systems inspected, as well as your fireplace.

    Firefighters are warning people about the dangers of carbon monoxide this winter, the time of year when most poisonings from the colorless, odorless and tasteless gas occur.

    According to the Centers for Disease Control and Preventon, at least 430 people die of carbon monoxide poisoning, called a "silent killer," each year. More than 50,000 end up going to emergency rooms.

    On Saturday, a Minnesota family of seven, including three children, became victims.

    During the winter, people are more likely to use gas appliances and fireplaces, Des Moines Fire Department Capt. Chris Bolten said.

    "You're looking at the furnace, the water heater, the stove, a fireplace, and people also don't think (about an) attached garage, a vehicle inside that garage," Bolten said.

    Bolten says it's important to install carbon monoxide detectors.

    The Minnesota family had one but it was detached from the wall, with no batteries.

    Bolten says ideally, people would install them throughout the house. But if you're unable to, it's most important to put them where people sleep.

    According to the CDC, people who are sleeping or drinking alcohol may not notice the symptoms before it's too late.

    "It would be a headache, dizziness, weakness, shortness of breath, confusion, loss of vision, and, and in severe cases, obviously, loss of consciousness and leading into death," Bolten said. "If you do recognize those symptoms, you should evacuate the premises immediately, notify everybody else inside that structure to get out (and) contact 911."

    Bolten said it's important to test your detector monthly and to have your heating and cooling systems inspected, as well as your fireplace.

    Read the original here:
    Firefighters warn families to be cautious of 'the silent killer' - KCCI Des Moines

    Officials: Heres how to prep for the winter weather – KOIN.com

    - December 28, 2021 by Mr HomeBuilder

    PORTLAND, Ore. (KOIN) Officials are advising residents on how to prepare for the weekends anticipated snow and frigid temperatures which led Oregon, Multnomah County and Portland to all declare a weather-related state of emergency.

    Oregon Department of Transportation warned drivers to travel with caution, especially those braving mountain passes in the snow and ice.

    Anyone going over the mountain passes should go to TripCheck.com and check your route all along the route, said Don Hamilton, a spokesperson with ODOT. More importantly, drive for conditions. Know what youre doing when you hit the road. When you see the conditions, it could be treacherous out there.

    Some mountain roads require drivers to have chained tires. ODOT released an instructional video on how to install them.

    Crews will be out there doing everything we can, Hamilton said. Were gonna do everything we can, were gonna have all our tools out there salt, plows, sand, everything is gonna be on the roads out there in the days ahead and going through the holiday weekend.

    Officials with Oregons Office of Emergency Management told drivers to keep landslides in mind and stay vigilant of failing embankments as snow and ice can trigger debris flows.

    Citing an advisory from the National Weather Service, the Portland Bureau of Transportation urged people across the metro area to hunker down andavoid traveling during severe weather. The bureau told Portlanders to prepare for snow and frigid temperatures starting as early as Friday evening for places above 500 feet elevation.

    PBOT also cancelled planned vacation time for its essential employees, anticipating that the weather will force the bureau into round-the-clock operations.

    OEM officials warned that snow, ice and wind can damage cell towers and knock out communications, so they suggested everyone keep a battery-powered radio to listen for public announcements.

    Pet owners should keep their furry ones inside as freezing temperatures approach and remove any de-icing salt from their reach, officials said.

    PGE expecting outages

    Utilities companies told residents to prepare their homes for outages and water main breaks.

    Were looking 4, 7, 10 days out so we can adequately prepare ourselves for what Mother Nature may throw at us, said John Farmer with Portland General Electric.

    Farmer said PGE crews have been trimming trees, inspecting and maintaining equipment to make sure theyre ready to respond to potential power outages but theyre also reminding customers to have emergency kits ready to go in case the lights go out.

    PGE suggests keeping some items on hand, including a reserve of extra blankets, flashlights, batteries, car chargers for cell phones and non-perishable or ready-to-eat food and water.

    Main water break season

    The Portland Water Bureau is bracing for what they call main break season.

    We have emergency crews that are ready to respond around the clock 24 7, even on Christmas, said Jaymee Cuti with PWB.

    The bureau recommends insulating hose bibs and outside faucets, along with disconnecting hoses when not in use. Additionally, those traveling are advised to turn their hot water furnaces down.

    On the inside of the house, officials said to open plumbing cabinets and let the warm air in. Once temperatures get frigid, the bureau advises to let the faucets drip to prevent pipes from freezing.

    When a pipe freezes, homeowners can use a hairdryer to slowly thaw it out. To prevent the pipe from freezing again, officials suggest running some water.

    If a pipe does break, the valve to the main water line should be turned off. The valve can usually be found where the hose gets connected, in the basement by the hot water heater or inside the garage.

    From there, residents should turn the hot water heater off and contact a plumber to start the repair process.

    Warming shelters

    Portland, Multnomah County and Joint Office of Homeless Services will open severe winter weather shelters on Christmas Day at 3 p.m. A list of those shelters, along with updated hours,can be found here.

    Anyone in need of a shelter can also call 211 and request free transportation. Pets are also welcome at the warming shelters.

    JOHS is helping hand out cold-weather supplies, including sleeping bags, wool blankets, socks and tents. Those who want to volunteer in distributing the supplies can emailJOHSsupplies@multco.usfor more information.

    Oregonians can dial *677 to reach the Oregon State Police for non-emergency help. Life-threatening emergencies should always be referred to 911.

    Those in need of additional advice from the Portland Water Bureau can call 503.823.7770.

    Read more:
    Officials: Heres how to prep for the winter weather - KOIN.com

    Stay Safe and Healthy in Winter – HamletHub

    - December 28, 2021 by Mr HomeBuilder

    Winter storms and cold temperatures can be dangerous. Stay safe and healthy by planning ahead. Prepare your home and vehicles. Prepare for power outages and outdoor activity. Check on older adults.

    Although winter comes as no surprise, many of us may not be ready for its arrival. If you are prepared for the hazards of winter, you are more likely to stay safe and healthy when temperatures start to fall.

    Staying inside is no guarantee of safety.Take these steps(Pdf) to keep your home safe and warm during the winter months.

    Get your vehicle ready for cold weather use before winter arrives.

    Get yourvehicle readyfor cold weather use before winter arrives.

    Be prepared for weather-related emergencies, includingpower outages.

    Wear appropriate outdoor clothing: layers of light, warm clothing; windproof coat, mittens; hats; scarves; and waterproof boots.

    Outdoor activitiescan expose you to several safety hazards, but you can take these steps to prepare for them:

    When planning travel, be aware of current and forecast weather conditions.

    Be ready to check on family and neighbors who are especially at risk from cold weather hazards: young children, older adults, and the chronically ill.

    If you have pets, bring them inside. If you cannot bring them inside, provide adequate, warm shelter and unfrozen water to drink.

    No one can stop the onset of winter. However, if you follow these suggestions, you will be ready for it when it comes.

    Be sure to visit CDCsWinter Weatherwebpagefor more winter weather safety tips.

    Read more:
    Stay Safe and Healthy in Winter - HamletHub

    Expensive homes on the market in Bristol | Local News | heraldcourier.com – Bristol Herald Courier

    - December 28, 2021 by Mr HomeBuilder

    Breathtaking views abound in this private, custom built retreat. Sitting on 37.01 +/- acres of land adjoining the 6,400 acre Hidden Valley Wildlife Reserve, this is truly a once in a lifetime opportunity to own one of the most beautiful properties in the Appalachians. Located just 20 miles from historic Abingdon, enjoy the multiple trails from the property that provide access to Hidden Valley Lake & The Channels. The cypress log cabin, featuring 4,215 sq ft of interior living space and 2,184 sq ft of exterior living space, is perfectly positioned on the property to take advantage of the 13+ miles of mountain views. Inside you will find many custom features including the imported Swedish cypress doors, stairs, and trimwork. The main level of the home is filled with natural light from the 26' wall of windows in the great room opposite the towering stone fireplace. The kitchen is filled with custom maple cabinetry and opens to the dining area, laundry/mudroom, and half bath. The master bedroom has french doors out onto the deck and hot tub and a full bath with jetted tub, walk-in shower, and walk-in closet. A loft bedroom overlooks the great room and two additional bedrooms complete the opposite side of the home with full bathroom. Downstairs, the immense space offers great flexibility including a den/family room, fifth bedroom with attached full bathroom, large private office, hunting closet, half bath, ample storage, and 1 car/ATV garage. An outdoor wood furnace with oil backup offers alternative and efficient heating to the HVAC, water heater, hot tub systems. The home is supplied by a natural spring and 1,000 gallon capture tank with UV-sterilization. Outside you will find a calming pond, wrap around decking, covered back porch, and ample parking. A paved driveway brings you to the property with a 2 bay garage located at the entry and a barn located to the side of the home. This property is a must see to truly appreciate all that it has to offer.

    Read more here:
    Expensive homes on the market in Bristol | Local News | heraldcourier.com - Bristol Herald Courier

    2022 Sunroom Costs | 3 & 4-Season Room Addition Prices

    - December 28, 2021 by Mr HomeBuilder

    Sunroom Cost

    A sunroom costs $100 to $350 per square foot on average. A 3-season room costs $8,000 to $50,000 to build, and a 4-season room costs $20,000 to $80,000 to add. A sun porch or prefab sunroom addition costs $5,000 to $30,000, and a glass solarium costs $30,000 to $150,000.

    Connect with home addition contractors near you for an accurate estimate, or view the sunroom sizes and prices below.

    An all-season or 4-season room is integrated into the existing construction of the home with insulation, electricity, an HVAC. Three-season sunrooms are separate structures from the house and lack those amenities.

    The main cost factors in building a sunroom are:

    States like New York, New Jersey, Massachusetts, Florida, or the Bay Area in California have higher costs of living, which can increase sunroom prices by up to 50%.

    The average sunroom costs $100 to $350 per square foot for materials and installation, depending on the quality, finishes, and foundation. The cost to build a 3-season room is $80 to $230 per square foot, while a custom-built four-season sunroom runs $200 to $400 per square foot.

    A four-season sunroom costs $200 to $400 per square foot or from $20,000 to $80,000 to add on average, depending on the size, materials, finishings, and foundation. An all-season or 4-season room is integrated into the existing construction of the home to provide an extension of living space.

    A four-season room addition is temperature-controlled with insulated walls, ceiling, and flooring, and openly connects to the rest of the house. Another option is adding a connecting door and separate heating and cooling system to keep utility bills down.

    A 3-season room costs $8,000 to $50,000 on average, depending on the size, materials, finishing options, and foundation status. The average cost to build a three-season room addition is $80 to $230 per square foot based on whether it's a prefab porch enclosure or custom-built.

    The cheapest 3-season rooms are prefab kits, screened-in porches, and enclosed patios with single-pane glass that are installed on an existing patio or deck. Costs increase for custom-built rooms with tinted, dual-pane glass windows, and a concrete foundation.

    Three-season sunrooms lack insulation and electricity, which makes them hotter in the summer and colder in the winter than 4-season models. Although heating or cooling systems can be installed separately from the home.

    A solarium costs $30,000 to $100,000 on average, depending on the size and whether it's a 3-season or 4-season extension. The cost of building a solarium addition ranges between $300 and $800 per square foot. A solarium is a glass room in the house with a glass roof.

    A solarium needs a foundation and typically takes two to four weeks to build. Reputable contractors usually include a lifetime warranty on the glass. These high-quality sunrooms provide abundant natural light thats also ideal for plants and flowers.

    A home conservatory addition costs $50,000 to $150,000 or more, with prices ranging from $200 and $600 per square foot to install. High-end residential or commercial conservatories cost $600 to $1,200 per square foot to build.

    A conservatory is a deluxe sunroom with a foundation, insulation, electricity, HVAC, and glass ceilings. The roof panels are angled to form a central peak that bisects the structure. A conservatory meets all building code requirements and qualifies as a full home addition.

    A greenhouse sunroom or garden room addition costs $2,000 to $30,000 on average, depending on the type. Prefab garden room kits range from $10 to $25 per square foot, depending on the size, features, and quality.

    While some greenhouses are all glass, models are available with plastic panels made of fiberglass, polycarbonate, or polyethylene film. Greenhouses traditionally lack a foundation and insulation, which separates them from true sunroom living spaces. Although, you still may need a permit.

    An atrium is an open interior room with a glass roof. A glass atrium addition costs $6,000 to $20,000 for the roof, which requires structural modifications, plus HVAC work for temperature control. Contractors need to review the blueprints and perform an on-site inspection to provide an accurate quote. Atrium additions are a cost-efficient way to bring natural light into the home.

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    There are different types of sunrooms across a wide variety of prices. Costs increase as you add more features in each category.

    Sunroom prices vary depending if they are prefabricated or custom-built.

    *Additional costs may apply for shipping, assembly, and site-work.

    Labor includes foundation work, construction or assembly, insulation, electricity, HVAC, and finishing work that meets building code regulations.

    A sunroom foundation costs $1,000 to $6,000 or from $5 to $15 per square foot on average, depending on the type. Site-built sunrooms require a proper building foundation, while prefab sunroom kits may be assembled onto an existing wooden deck or patio with a level surface.

    Sunroom foundation requirements vary depending on local building codes. Using an existing deck or concrete slab may require repairs, leveling, and reinforcing for additional support. Minor foundation repairs for a slab or deck repairs cost $500 to $2,500. Even with repairs, not all decks are suitable to support the weight of a sunroom.

    Additional site preparation costs apply when building a new foundation for a sunroom such as land clearing, tree removal, excavation, and landscaping.

    Sunroom framing is typically aluminum, vinyl, wood, or resin plastic. Three-season sunrooms use has cheaper frames such as aluminum, resin, and vinyl. Higher-quality 4-season sunrooms and conservatories are built with expensive wooden or insulated vinyl framing.

    Sunroom insulation costs $300 to $1,500 or $1 to $3 per square foot, depending on the product used. Other ways to insulate a sunroom are curtains, insulated panels, dual-pane windows, protecting under the deck, and sealing the joints. A screen room or three-season sunroom doesnt require insulation.

    A sunroom roof costs $500 to $7,000, depending on the size, style, and if it's a glass-enclosed or a solid-covered shingle roof. A glass solarium roof with a steel structure costs the most, while an asphalt, metal, or slate-covered roof costs between $500 and $3,500.

    *Based on the average sunroom size of 150 to 300 square feet.

    Other elaborate designs include the cathedral, curved-eave, mansard, and pyramidal roofs.

    Sunroom windows cost $3,500 to $12,000 on average for 10 new or replacement windows, depending on the quality and type. Non-insulated windows for a three-season sunroom are cheaper than dual-pane insulated windows for a four-season room or solarium.

    Other options are plastic film, polycarbonate plastic windows, or screens. Contractors recommend upgrading to dual-pane glass to increase the energy efficiency, which may require new window frames that seal properly.

    Installing French or sliding glass doors costs $700 to $2,400, which can replace walls, provide natural light, and create stunning views to the outdoors. Other options include patio doors, single-entry, telescoping, or bi-fold doors at varying costs. Most prefabricated sunrooms come with doors.

    Hiring an electrician costs $40 to $100 per hour, plus a $75 call-out fee on average. Expect to spend a total of $250 to $600 or more to install the wiring for an average sunroom. If the contractor doesnt include electrical work in their quote, other potential costs include:

    Most 3-season sunrooms dont have electrical connections, but some prefabricated units come with built-in electrical components. In some cases, you may need to upgrade an old electrical panel to provide more power to the sunroom.

    Adding or expanding the HVAC system costs $300 to $5,000 to bring heating and cooling into the sunroom. The cheapest options are extending the existing ductwork, installing a ceiling fan, or using a window AC unit with a space heater.

    Additionally, installing a mini-split AC unit costs $660 to $4,500, which provides both heating and cooling without ducts.

    When adding heating and cooling systems to 3-season rooms, be sure to install insulation first to avoid high utility bills.

    After building the sunroom, extra costs of $4 to $50 per square foot may apply for painting, flooring, shutters or blinds, interior design and decor, and other interior finishes. Be sure to ask contractors what finishes are included in their bid.

    Also, consider what type of furniture you want in your sunroom. Modern decor includes a couch, a few chairs, a bookcase with large shelves, or even a dining table.

    Most sunroom contractors include debris removal and site cleanup in their estimate. If it's not included, dumpster rental prices are $280 to $485 per week, and cleaning a construction site costs $300 to $700 on average.

    Building permits are required to build a sunroom, even for small DIY sunroom kits or custom-built room additions. A building permit for a sunroom costs $200 to $500. Also, a zoning permit, electrical permit, and a heating-cooling permit may be required to build a sunroom.

    Permit rules and building codes vary depending on your location and take around one month to process. Licensed contractors should always pull the permits for you, which makes them liable for any on-site injuries and damages. After construction, an inspection verifies everything is up to building code standards.

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    Converting a deck, porch, or patio into a sunroom costs $4,000 to $70,000, depending on the size and if it's going to be a 3 or 4-season room. A 3-season sunroom, also called a patio enclosure or screened-in porch, is the cheapest, while a 4-season room costs the same as a home addition.

    Converting a deck into a 3-season sunroom or patio enclosure costs $8,000 to $30,000. Leveling and reinforcing the surface are required to meet building code requirements. Pouring a new concrete patio costs $4 to $12 per square foot, while building a new deck costs $15 to $30 per square foot.

    Converting a 3-season room into a 4-season costs $3,000 to $20,000, which may include new windows, insulation, HVAC extension, and pouring a concrete foundation. Converting a 3-season room into a regular room or living space addition costs $20,000 to $80,000 or from $100 to $300 per square foot.

    A 3-season sunroom to living space area requires removing the old sunroom and building a new 4-season room that's integrated into the existing construction, roofline, and exterior of the home. In some cases, finishing a basement costs around the same, but provides a better ROI in terms of square footage.

    Converting a screened porch into a sunroom costs $4,000 to $20,000 or between $200 and $400 per linear foot. This conversion costs 30% more than converting the area to an enclosed patio. Additional costs apply for pouring a slab foundation and bringing the sunroom up to building code standards.

    *Extra costs may apply for permits, insulation, and extending the HVAC system.

    Merely replacing the screens with glass picture windows costs $400 to $800 per window, which includes a stronger frame with more insulation. If the current window frames are in good shape, installing new window panes cost $150 to $400 each, depending on if they are single or double-pane.

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    Prefabricated sunroom additions cost $10,000 to $50,000 on average, depending on the size, brand, design, materials, customizations, and if it's a 3-season or 4-season model. Sunroom delivery, foundation, and labor costs $2,500 to $5,000. Low-end brands cost $20 to $60 per square foot, without installation.

    Prefab sunrooms are built in a factory and then shipped to your home for assembly. After acquiring building permits, prefab sunrooms can be installed on top of a patio slab and sometimes on a wooden deck.

    Some prefab sunroom kits are suitable for DIY assembly, but most require hiring a professional to keep the warranty in place and to pass local inspections.

    Champion Sunrooms cost $25,000 to $45,000 or between $160 and $260 per square foot on average for their custom 4-season style rooms. Champion 3-season patio rooms cost $15,000 and up, depending on the design choices. Champion has a limited lifetime warranty on parts, materials, and labor.

    Champion Sunrooms has showrooms in 50 cities, offers in-house financing, and employs an in-house crew for installation. Champion is Energy Star and AAMA certified with various models and customizations.

    Their models come with either sloped gable roofing or flat studio roofs with various options for doors, windows, flooring, and lighting. Their tempered glass is a dual-pane Low-E coated that shields you from 95 percent of the suns harmful UV rays.

    California Sunrooms cost $5,000 to $20,000, not including assembly or installation. They work in partnership with TEMO sunrooms, Sunesta awnings, and local Home Depot stores. This company offers in-house installation services plus a lifetime warranty.

    Their models come with aluminum frames in 5 colors and three main window styles. Choose from a solarium style, or cathedral or flat-roof type sunrooms. For qualifying customers, they offer a 100% financing option with no money down.

    SunSuites Sunrooms cost $40,000+ for 4-seasons sunrooms with low-maintenance fiberglass frames that are stronger than vinyl or wooden frames. Their models come with integrated power outlets, dual-pane glass windows, and a lifetime limited warranty. SunSuites Sunrooms are easy to customize to match your current home.

    Florian Sunrooms start at $16,950 for a 10' x 13' model and up to $30,000+ for larger sizes and more features, not including installation. Florian offers upper-class sunroom kits, solariums, conservatories, and greenhouses. They are based in South Carolina but ship nationwide for extra fees.

    Florian has more than 300 curved and straight-eave modelseither a lean-to or freestandingwith nearly unlimited sizes and configurations.

    Florian is Energy Star compliant offering tempered, heat-repellent PPG glass that saves 58% on heating costs and blocks out 56% more heat than regular glass. Their Sunclean glass is water-repelling and self-cleaning. Warranties may not cover damage to the glass but inlcude the frames.

    Brady Built Sunrooms cost $12,000 to $30,000, including assembly installation, depending on the style, design, and customizations. Brady Built offers vinyl or wood frames that come with a 25-year warranty.

    Their sunrooms feature dual-pane Pella windows that are Low-E coated, tempered, and sealed to create highly energy-efficient glass. The structural designs offered are:

    Sunspace sunrooms cost $10,000 for basic 3-season screen rooms or porch conversions, up to $50,000 or more for foam insulated 4-season models. Their glass frames come in 6 colors, and glass choices are clear or tinted in 5 different designs.

    Sunspace offers a lifetime warranty on laminations, finishes, glass breakage, and hardware. Get a 10-year warranty on vinyl glazed windows and a 15-year warranty on insulating glass.

    Patriot Sunrooms cost $10,000 to $35,000 on average, with styles including straight-eave, curved, cathedral, and conservatory. Patriot offers free design consultations, affordable financing, and transferable labor and material warranties. Plus, only experienced Patriot employees install their sunrooms.

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    The many benefits of a sunroom often outweigh the disadvantages.

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    A sunroom is affordable, has a 50% return on investment, provides natural sunlight, and is relaxing. Investing in a sunroom helps sell your home quicker, especially in New England or the Midwest. Plus, building a sunroom is cheaper and faster than a traditional stick-built home addition.

    The most popular sunroom sizes are 12' x 12' and 16' x 24'. Custom sizes can be constructed to fit any concrete slab, deck, or porch. In colder climates, its important to place your new sunroom on the Southern side of your home to catch the most sunlight in winter.

    A two-story sunroom addition costs $30,000 to $150,000 or between $100 and $300 per square foot to build. A two-story sunroom is priced similarly to a full home addition and requires a stronger foundation with higher-quality building materials than basic sunrooms.

    A 4-season sunroom increases your property taxes by adding square footage to your home, which raises the property value. Many screen rooms or 3-season sunrooms are not considered living space, but instead, a non-habitable backyard patio, which increases your taxes less.

    Three-season rooms have a 47% to 55% return on investment. Most three-season rooms are appraised as low as 25% of living space value on a per-square-foot basis. Four season sunrooms with a concrete slab and proper permits that converts to livable space, is valued at the home's normal $/sqft.

    White, pale, and neutral colors are ideal for sunrooms to keep things bright, airy, and calming. These shades embrace the natural light coming from the outside and reflect more heat to keep the sunroom cooler in the summer.

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    DIY sunroom kits cost $1,500 to $5,000 on average, depending on the type, size, and materials. Shipping costs up to $500, depending on the distance and weight. DIY sunroom and solarium kits are cheap, but limited in design and options. Most kits are 3-season with a 5-year warranty and include:

    Read more here:
    2022 Sunroom Costs | 3 & 4-Season Room Addition Prices

    Historical homes you can own in the Winston-Salem area – Winston-Salem Journal

    - December 28, 2021 by Mr HomeBuilder

    You'll love the charm of this beautifully restored farmhouse sitting back off the road, nestled among the trees on 1.14 acres, providing the peace & privacy of a country home, but conveniently located minutes from shopping, restaurants, entertainment, schools, employments centers, Hwy 421 & I-40. Open 560 sf living area plus 295 sf sun room. Original custom woodwork. Spacious closets. Almost everything is brand new: metal roofs, vinyl siding, double-hung vinyl windows, custom front door, ceilings, walls, ceramic tile & carpet floors, new lighting & plumbing fixtures, updated electrical and plumbing, two brand new energy efficient HVAC systems with all new duct work & wiring. A heat pump for the upper level & 3 remote & WiFi controlled mini-splits for the main level work great together to provide a consistent temperature throughout the home. Value range of similar size homes: $340,000 - $390,000. GPS messes up:Use 9069 Lasater next door. Security cameras in use. Realtor is part owner.

    Read the original here:
    Historical homes you can own in the Winston-Salem area - Winston-Salem Journal

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