Should You Start a Business?

TIME Ideas Money Should You Start a Business?

Marty Nemko holds a Ph.D. in educational psychology from UC Berkeley and is a career and personal coach.

While the unemployment rate is down, its still tough to find a stable, well-paying job. So, many people are trying their hand at self-employment. Of course, at least half of new ventures go out of business within a few years.

Should you give self-employment a shot? Perhaps this internal debate will help you decide.

Person: Im sick and tired of working for someone else.

Alter ego: And getting laid off by someone else.

Person: But most businesses go out of business.

Alter ego: And you have no experience running a business. Your odds will be really bad

Person: But Im smart.

Alter ego: But are you entrepreneurial?

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Should You Start a Business?