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Quick links to other pages on this site | Still can't find it? see Site Index AP/The Augusta Chronicle/Sara CaldwellTree damage to a car is considered an automobile insurance claim. This vehicle in Augusta took a beating in the ice storm that socked the Southeast earlier this month.
Opinion
If a tree falls in the forest and there's no one there to hear it, then it probably didn't result in an insurance claim.
Different story if a tree falls on your house or car.
The most recent winter storm in South Carolina resulted in thousands of tree-related insurance claims and about $15 million in damage to homes, according to the industry-financed S.C. Insurance News Service. It's not clear how many vehicles were damaged by trees.
So what happens if a tree falls and smashes your home? Or shed? Or car?
Case of the car
Whether it's your tree, a neighbor's tree, or a tree in the park, if it falls on your vehicle, it's an auto insurance claim. The claim would be covered under the "comprehensive" part of the policy, because you didn't hit the tree, the tree hit your car.
"It's typically treated as an 'act of God,' " said Russ Dubisky, executive director of the Columbia-based Insurance News Service.
Your car could be sitting in your driveway and get crushed by a neighbor's falling tree, and the cost would still fall to your auto comprehensive coverage - if you have it - and you would have to pay the out-of-pocket insurance deductible, unless ...
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If a tree falls on your home or vehicle, who pays?
Let It Rip Weekend: Vaccine Fears & Orr's Bankruptcy Plan Let It Rip Weekend: Vaccine Fears & Orr's Bankruptcy Plan Let It Rip Weekend: Vaccine Fears & Orr's Bankruptcy Plan
Updated: Sunday, February 23 2014 10:33 AM EST2014-02-23 15:33:46 GMT
Should it be harder for Michigan parents to opt out of their kids shots? Plus, is Kevyn Orr's bankruptcy plan really that bad for retirees?
Should it be harder for Michigan parents to opt out of their kids shots? Is their decision endangering public health? Plus, is Kevyn Orr's bankruptcy plan really that bad for retirees? And will it get the city back on steady financial ground?
Updated: Sunday, February 23 2014 9:14 AM EST2014-02-23 14:14:23 GMT
Fox 2 is following breaking news. The FBI is investigating a death threat against Detroit Police Chief James Craig. WATCH A LIVE PRESS CONFERENCE AT 11AM.
Fox 2 is following breaking news. The FBI is investigating a death threat against Detroit Police Chief James Craig. WATCH A LIVE PRESS CONFERENCE AT 11AM.
Updated: Sunday, February 23 2014 5:56 AM EST2014-02-23 10:56:15 GMT
Wearable technology maker Fitbit Inc. has stopped sales of its $130 Force wristband and is recalling it after the fitness gear caused skin problems for some customers.
Wearable technology maker Fitbit Inc. has stopped sales of its $130 Force wristband and is recalling it after the fitness gear caused skin problems for some customers.
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Tree chopping mystery in Bloomfield Township
Councillors support leaning sycamore tree in Staindrop
2:00pm Sunday 23rd February 2014 in News By Duncan Leatherdale
COUNCILLORS have refused to allow a sycamore tree to be chopped down after their officer rejected claims that is unhealthy and in danger of falling.
Trevor Hutchinson had asked Durham County Council to overturn a Tree Preservation Order (TPO) the authority put on the sycamore in the grounds of Staindrop Hall on Front Street, Staindrop, in 2012.
But the councils planning committee decided to uphold the TPO after tree officer Rodger Lowe said it was a healthy specimen.
The sycamore is one of the few remaining trees in the grounds after plans for two houses to be built there were previously approved.
Consultant ecologist Stuart Johnson, who surveyed the tree at Mr Hutchinsons request, said the sycamore was infested with aphids and showed signs of tar spots which he claimed would lead to its long term decline.
He also said branch removal work which would have to be done in order to build the houses would leave the tree, which is already leaning, unstable and potentially cause it to fall.
The ecologist also said Mr Hutchinson would replace the sycamore tree, which has a life expectancy of around 30 years, with two young oaks which could last hundreds of years.
But Mr Lowe said the tree was in good health and there is no evidence of it being unstable, adding the lean has not got worse for a number of years.
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Councillors support leaning sycamore tree in Staindrop
Tree Removal Concord, MA Pruning Trimming
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Tigard OR Tree Care | Call 503-334-4635 | Tree Service In Tigard| Tree Removal| Pruning|97223|97224
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A Tree Surgeon Tree Removal Malaleuca being cut down.
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