Three East Franklin sewage line projects will cost about 10 percent less than officials expected.

The West Hills Area Water Pollution Control Authority saved about $615,000 because it took less piping and stone than estimated by contractors to install sewage lines in the township's Center Hill, Furnace Run and Walkchalk neighborhoods, said Carmen Johnson, Armstrong County's assistant director of planning and development.

There was much less work needed than we had originally expected, Johnson said.

The project provides sewage service to 223 homes that had relied on septic systems. Crews have been working since June 2013 to install the lines. The project is expected to be finished by the end of the year.

The project is being paid for with a $9.6 million loan from the Pennsylvania Infrastructure Investment Authority. The loan comes with a 1 percent interest rate for the first five years, with monthly repayments of $44,400. For years six through 20, the interest rate will increase to 1.8 percent, making the monthly payments jump to $47,350, authority Manager Cory Heller said.

Although the reduced costs won't affect the size of monthly payments, Heller said he expects it will help the authority pay the loan off faster.

It is definitely going to shave some time off of this loan, but we're not exactly sure how many months it will cut back, Heller said.

Brad Pedersen is a staff writer for Trib Total Media. He can be reached at 724-543-1303, ext. 1337, or bpedersen@tribweb.com.

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Here is the original post:
East Franklin sewer project coming in well under budget

Prime Minister Narendra Modis exhortation to end open defecation has resulted in two large donations for the cause: Rs 100 crore (Rs 1 billion) each from the Bharti Foundation, the charitable arm of the Mittal family, and Tata Consultancy Services.

The money may be large but it begins to look small when seen in the context of the problem.

For instance, the Bharti Foundation has decided to make all the 965 villages in the Ludhiana district of Punjab free of open defecation.

The programme will start next month and is expected to get completed in two to three years time.

Rakesh Bharti Mittal, the co-chairman of Bharti Foundation, reckons this will require the foundation to construct about 50,000 toilets.

At Rs 25,000 to Rs 30,000 apiece, that could cost at least Rs 125 crore (Rs 1.25 billion).

And there are over 650 such districts in the country!

According to the 2011 census, 67 per cent of rural households and 13 per cent of urban households defecate in the open.

As much as 60 per cent of the entire open defecation in the world happens in India.

In all global maps that depict the unhygienic practice, the reddest zone is India.

Original post:
Build toilets in the mind first

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: July 28, 2014 File No.: 7023.109110 Sale date and time (local time): November 26, 2014 at 9:00 AM Sale location: La Quinta Inn & Suites - Coeur d'Alene, 333 W. Ironwood Drive, Coeur d'Alene, ID 83814, Auction.com Room Property address: 11699 N. Trafalgar Street Hayden, ID 83835 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Yvette C. Howell, an unmarried woman Original trustee: Pioneer Title Company Original beneficiary: Wells Fargo Bank, N.A. Recording date: 06/28/2010 Recorder's instrument number: 2271120000 County: Kootenai Sum owing on the obligation: as of July 28, 2014: $207,287.92 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 4, Block 19, Second Addition to Avondale on Hayden, according to the plat recorded in Book E of Plats at Page 56, records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at http://www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7023.109110) 1002.271209-File No. LEGAL 1290 AUGUST 8, 14, 22, 29, 2014

NOTICE OF TRUSTEE'S SALE On December 11, 2014, at the hour of 11:00 o'clock AM of said day, at First American Title Co., 1866 N. Lakewood Drive, Coeur d'Alene, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows to wit: Lot 2, Block 1, Fitzmorris Addition, According to the plat thereof, recorded in Book "J" of Plats, at pages 68 and 68A, records of Kootenai County, State of Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 27300 N. Clagstone Rd., Athol, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Elanna J. Williams-Stark, a single woman, as Grantor(s) with Mortgage Electronic Registration Systems, Inc. as nominee for Countywide Home Loans, Inc. as the Beneficiary, under the Deed of Trust recorded July 16, 2007, as Instrument No. 2110793000, in the records of Kootenai County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders of the CWALT, Inc. Alternative Loan Trust 2007-23CB Mortgage Pass-Through Certificates, Series 2007-23CB, recorded January 23, 2013, as Instrument No. 2393159000, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $1,897.58 for the months of November 2012 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $308,750.00 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 7.0% from October 1, 2012, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 7th day of August, 2014. /S/ Tammie Harris Trust Officer for Just Law, Inc. JUST LAW, INC. P.O. Box 50271 Idaho Falls, Idaho 83405 (208) 523-9106 FAX (208) 523-9146 Toll Free 1-800-923-9106 LEGAL 1345 AUGUST 15, 22, 29, 2014 SEPTEMBER 5, 2014

NOTICE OF TRUSTEE'S SALE On FRIDAY, DECEMBER 12, 2014, AT THE HOUR OF 11:00 o'clock A.M., local time, of said day, at the front steps of the Kootenai County Courthouse, 501 Government Way, Coeur d'Alene, Idaho 83814, Jonathon D. Hallin, as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, together with fixtures, of the following described real property in Kootenai County, Idaho: LOT 7, BLOCK 2, COPPER VALLEY RANCH FIRST ADDITION, ACCORDING TO THE PLAT RECORDED IN BOOK "G" OF PLATS AT PAGE 331, RECORDS OF KOOTENAI COUNTY, IDAHO. The address of the subject property is described as follows: 6570 W. Silverado Street, Rathdrum, Idaho 83858 The Trustee has no knowledge of a more particular description of the above referenced real property for purposes of compliance with Section 60-113 Idaho Code. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust described as follows: A Deed of Trust to secure an indebtedness of $25,075.72, and any other amounts as therein provided, payable under the terms, conditions, provisions and stipulations thereof: Dated: July 20, 2011 Grantor: Andrea J. Coulombe, an unmarried woman Trustee: Pioneer Title Company of Kootenai County Beneficiary: Mountain West Bank Recorded: July 21, 2011 Instrument No.: 2320788000 THE GRANTORS NAMED HEREIN ARE LISTED TO COMPLY WITH SECTION 45-1506 OF THE IDAHO CODE. No representation is made whether or not they are currently responsible for the obligation listed herein. The default for which this sale is to be made is the obligation secured by the Deed of Trust is in default for failure of the obligors topay the monthly payments when due for the months of May, June, and July, 2014, and any other payments that have since become due and owing. As of July 23, 2014, the outstanding principal balance owing on the obligation secured by the Deed of Trust was $23,768.85, plus accrued interest and late charges in the amount of $361.66. Additional interest accrues at the rate of 5.75% per annum or $3.7444 per day. Grantors must also pay outstanding taxes, interest, penalties, late charges, service charges, appraisal fees, title policy fees, and any other disbursements, costs, fees or expenses incurred or paid by the Beneficiary and/or Trustee associated with this Notice of Default and/or foreclosure as provided by the Deed of Trust, Promissory Note, or by Idaho law. JONATHON D. HALLIN, Attorney at Law, is successor trustee of said Deed of Trust. DATED: August 8, 2014. /S/ JONATHON HALLIN, Trustee 601 E. Front Ave., Suite 502, Coeur d'Alene, Idaho 83814 208-667-0517 LEGAL 1346 AUGUST 15, 22, 29, 2014 SEPTEMBER 5, 2014

Probate Case No. CV 14-268 AMENDED NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF SHOSHONE In the Matte r of the Estate of ROBERT J. POUTRE, husband and LAVONNE J. POUTRE, wife, Deceased. AMENDED NOTICE IS HEREBY GIVEN that DANA HOWERTON has been appointed Personal Representative of the above-named Decedents. All persons having claims against the Decedent or the estate are required to present their claims within FOUR (4) MONTHS after the date of the first publication of this Notice to Creditors, or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. DATED this 11 day of August 2014. /S/ RICHARD P. WALLACE Attorney for Personal Representative Attorney at Law 2370 N. Merritt Creek Loop, Ste. #1 Coeur d'Alene', ID 83814 LEGAL 1356 AUGUST 15, 22, 29, 2014

Case No. CV14-5424 SUMMONS IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI LAMAR OUTDOOR ADVERTISING, Plaintiff, VS. MARTIN UNRUH, Defendant. TO: MARTIN UNRUH YOU HAVE BEEN SUED BY LAMAR OUTDOOR ADVERTISING, THE PLAINTIFF, IN THE DISTRICT COURT IN AND FOR KOOTENAI COUNTY, IDAHO, CASE NO. CV14-5424. The nature of the claim against you is a breach of contract claim pursuant to the parties' Lease, including Lamar Outdoor Advertising's access to and use of its billboard. Any time after 20 days following the last publication of this summons, the court may enter a judgment against you without further notice, unless prior to that time you have filed written response in the proper form, including the Case No., and paid any required filing fee to the Clerk of the Court at 324 W. Garden Avenue, Coeur d'Alene, Idaho, 83814 (208) 446-1160, and served a copy of your response on the Plaintiff's attorney at Evans, Craven & Lackie, P.S., c/o Sean P. Boutz, attorney, 818 W. Riverside Ave., Suite 250, Spokane, Washington, 99201; telephone (509) 455-5200 and fax (509) 455-3632. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. DATED this 12th day of August, 2014. Kootenai County District Court /S/ Deputy Clerk LEGAL 1357 AUGUST 15, 22, 29, 2014 SEPTEMBER 5, 2014

CASE NO. CV14-6074 SUMMONS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI ELAINE G. HAGGERTY, a single woman, whose true name is ELAINE JEAN HAGGERTY, Plaintiff, vs. BILLY O. BURNAM, MERILYN P. BARGER-HESS and any unknown spouse being denominated as JOHN DOE BARGER or JOHN DOE HESS, (whose true name is unknown), their heirs and devisees, and any unknown persons claiming an interest in and to the real property described as follows: The part of the SE 1/4 of Section 22, Township 49 North, Range 1 W.B. M., Kootenai County , State of Idaho, described as follows: Beginning at the SE corner of said Section 22, thence North 0*27'30" West along the East line of Section 22, 685.08 feet to the SE corner of the tract conveyed to the State of Idaho by deed recorded January 27, 1961, as Instrument No. 382808, records of Kootenai County, Idaho; thence South 68*55'42" West, along said State of Idaho Tract, a distance of 912.19 feet to a point that bears North 86*02'East, 75.0 feet from Station 1162+00 of State Highway No. 3, Project No. F-232(5) Highway Survey, now on file in the office of the Department of Highways, State of Idaho; thence Southerly, along the Easterly line of said State Highway 3, to a point on the South line of Section 22; thence Easterly along the South line of Section 22, to the point of beginning. Less and except any portion lying within the road rights of way. Defendants. NOTICE TO BILLY O. BURNAM, MARILYN P. BARGER-HESS (whose true name is unknown), their heirs and devisees, and any unknown persons claiming an interest in and to the above described real property. YOU HAVE BEEN SUED BY THE ABOVE-NAMED PLAINTIFF(S). The court may enter a judgement against you without further notice unless you respond within 20 days. Read the information below. You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above designated court within 20 days after service of this Summons on you. If you fail to respond the court may enter a judgement against you as demanded by the the plaintiff(s) in the Complaint quieting title to the above described real property. A copy of the Complaint is served with this Summons. If you wish to seek the advice or representation by an attorney in this matter, you should do so promptly so that your written response, if any may be filed in the time and other legal rights protected. A appropriate written response requires compliance with rule 10(a)(1) and other Idaho Rules of Civil Procedure and shall also include: 1. The title and number of this case. 2. If your repose is an Answer to the Complaint, it must contain admissions or denials of the separate allegation of the Complaint and other defenses you may claim. 3. Your signature, mailing address, and telephone number, or the signature, mailing address and telephone number of your attorney. 4. Proof of mailing delivery of a copy of your response to the plaintiff's attorney, as designated above. To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named court. Dated this 5 day of August, 2014. JI M BRANNON /S/ DEPUTY LEGAL 1359 AUGUST 15, 22, 29, 2014 SEPTEMBER 5, 2014

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 8, 2014 File No.: 7021.17851 Sale date and time (local time): December 9, 2014 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 17393 West Summerfield Road Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Eamonn J Anderson and Julie Ann Anderson, Husband and Wife Original trustee: Alliance Title and Escrow Corporation Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for GreenPoint Mortgage Funding, Inc., its successors and assigns Recording date: 03/19/2004 Recorder's instrument number: 1864802 County: KOOTENAI Sum owing on the obligation: as of August 8, 2014: $315,394.05 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: A tract of land located in the West half of the Northwest quarter of Section 17, and the East half of the Northeast quarter of Section 18, Township 50 North, Range 5 West of the Boise Meridian, Kootenai County, State of Idaho, and being described by metes and bounds as follows: Commencing at a found original stone with iron pipe and brass cap marking the Northwest corner of Section 17 and the Northeast corner of Section 18; thence Along the common line between Section 17 and 18, South 01 degrees 06'05'' West, a distance of 770.31 feet to a set iron rod and PLS 4194 cap marking the Point of Beginning; thence South 69 degrees 12'06'' East, a distance of 484.17 feet to a set iron rod and PLS 4194 cap on the centerline of a 60 foot wide private access and utility easement; thence Along the centerline of said 60 foot wide private access and utility easement the following 5 centerline courses: 1) South 14 degrees 17' 32'' West, a distance of 82.08 feet; thence 2) Along the arc of a curve left, concave to the East having a radius of 224.94 feet through a central angle of 32 degrees 14'06'' an arc distance of 126.55 feet, whose chord bears South 01 degrees 49'31'' East, 124.89 feet; thence 3) South 17 degrees 56'34'' East, a distance of 23.70 feet; thence 4) Along the arc curve right, concave to the West having a radius of 186.76 feet through a central angle of 12 degrees 13'30'' an arc distance of 39.95 feet, whose chord bears South 11 degrees 49'49'' East, 39.77 feet; thence 5) South 05 degrees 43'04'' East, a distance of 88.17 feet to set iron rod and PLS 4194 cap; thence Leaving said centerline North 87 degrees 11'54'' West, a distance of 340.00 feet to a set iron rod and PLS 4194 cap; thence South 01 degrees 06'05'' West, a distance of 240.00 feet to a set iron rod and PLS 4194 cap; thence North 77 degrees 11'34'' West, a distance of 124.60 feet to a set iron rod and PLS 4194 cap on the Easterly right of way line of Carpenter Loop Road; thence Along said Easterly right of way line, along the arc of a curve right, concave to the West having a radius of 91.51 feet, through a central angle of 54 degrees 06'34'' an arc distance of 86.42 feet, whose chord bears North 05 degrees 32'54'' West, 83.24 feet; thence Continuing along said Easterly right of way line, North 32 degrees 36'11'' West, a distance of 109.48 feet to a set iron rod and PLS 4194 cap; thence Leaving said Easterly right of way line, South 88 degrees 52'30'' East, a distance of 61.66 feet to a set iron and PLS cap on the common line between Sections 17 and 18 marking the North 1/16th corner; thence Along the common line between Section 17 and 18, North 01 degrees 06' 05'' East, a distance of 547.44 feet to the Point of Beginning. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at http://www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7021.17851) 1002.259023-File No. LEGAL 1378 AUGUST 22, 29, 2014 SEPTEMBER 5, 12, 2014

Notice of Trustee's Sale Idaho Code 45-1506 Today's date: August 6, 2014 File No.: 7037.101499 Sale date and time (local time): December 5, 2014 at 10:00 AM Sale location: in the Veteran's Plaza outside the north entrance of the administrative building, 451 Government Way, Coeur d'Alene, ID 83814 Property address: 603 West Grange Avenue Post Falls, ID 83854 Successor Trustee: Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor: Elizabeth T. Hinderman, A Married Woman, As Her Sole and Separate Property Original trustee: Kootenai County Title Original beneficiary: Mortgage Electronic Registration Systems, Inc. solely as nominee for MetLife Home Loans, a Division of MetLife Bank, N.A., its successors and assigns Recording date: 04/27/2009 Recorder's instrument number: 2208089000 County: Kootenai Sum owing on the obligation: as of August 6, 2014: $160,777.58 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default: failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is: Lot 27, Block 1, Tuscany Place, according to the plat recorded in the Office of the County Recorder in Book J of Plats at Page 497, Records of Kootenai County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at http://www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7037.101499) 1002.253376-File No. LEGAL 1379 AUGUST 22, 29, 2014 SEPTEMBER 5, 12, 2014

NOTICE OF TRUSTEE'S SALE Loan No.: 601229343-1 / Herzog T.S. No.: 13-00243-4 On December 22, 2014 10:00 AM, Front entrance of the Kootenai County Courthouse, 324 W Garden Ave, Coeur D'Alene, ID 83816 in the County of Kootenai, State of Idaho, Fidelity National Title Insurance Company, as Trustee, on behalf of UMPQUA BANK, SUCCESSOR IN INTEREST BY MERGER WITH STERLING SAVINGS BANK, the current Beneficiary, will sell at public auction, to the highest bidder, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Kootenai, State of Idaho, and described as follows: Lot 13, Block 1, Riverside Harbor Seventh Addition in the County of Kootenai, State of Idaho, according to the plat filed in Book "G" of Plats at Pages 69 and 69A, in the Office of the County Recorder of Kootenai County, Idaho. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that the address of: 1506 S. Riverside Harbor Dr., Post Falls, ID, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrance to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Timothy J. Herzog, a single person, as original grantor(s), to Brad Williams C/O UPF Washington Incorporated, as original trustee, for the benefit and security of Sterling Savings Bank, as original beneficiary, dated as of March 12, 2009, and recorded March 16, 2009, as Instrument No. 2201204000 in the Official Records of the Office of the Recorder of Kootenai County, Idaho. Please Note: The above grantor(s) are named to comply with section 45-1506(4)(A), Idaho Code, No representation is made that they are, or are not, presently responsible for this obligation set forth herein. The current beneficiary is: UMPQUA BANK, SUCCESSOR IN INTEREST BY MERGER WITH STERLING SAVINGS BANK, (the "Beneficiary"). Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust. In addition to cash, the Trustee will accept a cashier's check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in the Idaho Financial Code and authorized to do business in Idaho, or other such funds as may be acceptable to the trustee. The default(s) for which this sale is to be made under Deed of Trust and Note dated March 12, 2009 are: Failed to pay the monthly payments of $410.14 due from June 15, 2013, together with all subsequent payments; together with late charges due; together with other fees and expenses incurred by the Beneficiary; The principal balance owing as of this date on the obligation secured by said Deed of Trust is $100,000.00, plus accrued interest at the rate of 4.99000% per annum from April 22, 2013. All delinquent amounts are now due, together with accruing late charges, and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure and that the beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated: August 15, 2014 Fidelity National Title Insurance Company, Trustee 11000 Olson Drive, Suite 101, Rancho Cordova, CA 95670 916-636-0114 Megan Curtis, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT http://www.servicelinkasap.com FOR AUTOMATED SALES INFORMATION please call 714-730-2727 A-4480034 LEGAL 1393 AUGUST 29, 2014 SEPTEMBER 5, 12, 19, 2014

Case No.CV2014-6235 NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF: WILLIAM MAURICE MAJOR Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named estate. All persons having claims against the said decedent are required to present their claims within four (4) months after the date of the first publiction of this Notice or said claims will be forever barred. Claims must either be presented to WILLIAM R. MAJOR, Personal Representative of the above Estate, c/o Paine Hamblen, LLP at 119 Main Street, Suite 201, Priest River, ID 83856, or filed with the Court. LEGAL 1399 AUGUST 22, 29, 2014 SEPTEMBER 5, 2014

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Legals August 29, 2014

Prime Minister Narendra Modi's exhortation to end open defecation has resulted in two large donations for the cause: Rs 100 crore each from the Bharti Foundation, the charitable arm of the Mittal family, and Tata Consultancy Services. The money may be large but it begins to look small when seen in the context of the problem. For instance, the Bharti Foundation has decided to make all the 965 villages in the Ludhiana district of Punjab free of open defecation. The programme will start next month and is expected to get completed in two to three years' time. Rakesh Bharti Mittal, the co-chairman of Bharti Foundation, reckons this will require the foundation to construct about 50,000 toilets. At Rs 25,000 to Rs 30,000 apiece, that could cost at least Rs 125 crore. And there are over 650 such districts in the country! According to the 2011 census, 67 per cent of rural households and 13 per cent of urban households defecate in the open. As much as 60 per cent of the entire open defecation in the world happens in India. In all global maps that depict the unhygienic practice, the reddest zone is India.

The Water and Sanitation Program of the World Bank had estimated that inadequate sanitation cost India $53.8 billion in 2006 - 6.4 per cent of the country's gross domestic product in that year. Open defecation breeds various illnesses, which cause a loss of output. Also, people often have to walk some distance before they reach a defecation site. This, too, impacts output. The health problems created by open defecation are known to create stunted children, and this affects productivity when they join the workforce. Parents don't send girls to schools because they don't have toilets. For women, open defecation causes loss of dignity. It also deprives the country of serious earnings from tourism. These are strong economic and social reasons to end the practice. Health benefits kick in, experts say, when 30 per cent of the community starts to use toilets. At 70 per cent usage, half of the benefits are reached.

Some might say that there is some correlation between water availability and open defecation. Theoretically, it would seem so. Every time a flush is used, almost 15 litres of water get used. Even in the most economical toilets, at least three litres of water are required. For a family of five, that means additional 15 litres of water in a day. As women are the water carriers in rural households in the arid regions of the country, a toilet at home means more work for them. But research carried out by the World Bank shows there is no correlation between water availability and open defecation. In fact, women, followed by infirm people, are the biggest champions of toilets inside homes. There is only one block (sub-district) in the country that is totally free of open defecation - in the water-scarce Churu district of Rajasthan.

Even in the remotest corner of the country, everything required to set up a toilet is available within a radius of 20 kilometres; yet there is widespread reluctance to install a toilet at home. One reason is monetary. For example, the per capita income of Bihar is Rs 25,000 a year. For a family of five, that means income of Rs 1.25 lakh. For it to spend Rs 25,000 on a toilet is a tough choice. To help such families, Rural Development Minister Nitin Gadkari has proposed to raise the money allocated for a toilet from Rs 10,000 to Rs 15,000. But like all subsidies, only a fraction of the toilet subsidy reaches the intended beneficiaries. That is why researchers say the improvement in the sanitation standards of the lowest quintiles of population has been marginal.

The biggest deterrent to toilets is actually the Indian mindset. Recent work by Research Institute for Compassionate Economics in five states (Bihar, Haryana, Madhya Pradesh, Rajasthan and Uttar Pradesh) found that over 40 per cent of the households with a functional toilet have at least one member who defecates in the open. These people find open defecation more pleasurable and desirable. In other words, even if the government were to fit every home with a toilet, the problem is unlikely to vanish. There is ample evidence to suggest that toilets built with government help are often used as store rooms or even cowsheds. The Punjab government had launched a programme to build community toilets in the state, but these quickly fell into disuse.

That is why it is necessary to instill some sort of behavioural change amongst people. More than the money, Prime Minister Narendra Modi has helped the cause of sanitation by bringing it to the forefront of the national conscience. It now needs to travel down the chain. Mr Mittal expects students of the 48 schools that the Bharti Foundation runs in Ludhiana to be the agents of change. While the money is important, people first need to build toilets in the mind.

It is also surprising that though it is such a problem, there has been very little work on toilets, especially in developing low-cost ones. Though Kolkata in 1870 became the third city in the world after London (1850) and New York (1860) to get a sewer system to dispose of human waste, the country's sewer system is far from adequate. Less than 15 per cent of Indian cities have sewerage. Less than a fifth of these have sewer-treatment plants. Due to the high costs and logistical challenges involved in setting up sewer systems, the country for quite some time will depend on the septic tank system. But it can have serious health hazards in flood-prone areas. This is clearly an area that is waiting for some serious investment in research and innovation.

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Bhupesh Bhandari: Build toilets in the mind first

ATLANTA - A nearly $2 million loan from the state will enable Braselton to treat wastewater from Oakwood.

The loan is one of several announced Tuesday by the Georgia Environmental Finance Authority (GEFA) to cities and counties in the state totaling $73 million. In addition to Braselton, other recipients in northeast Georgia include the cities of Bowersville, Baldwin and Clayton and Towns, Hart and Lumpkin counties.

Braselton is getting $1.8 million to use in replacing the Mulberry Interceptor sewer, a 10-inch line constructed in 1986, and extend sewer service along Georgia Highway 53 North, allowing the city to collect and treat wastewater flows from the city of Oakwood.

The project will provide sewer service to an area has with a history of septic system failures, according to GEFA. Braselton will pay 1.03 percent interest for 20 years. Braselton is eligible for a reduced interest rate since the town is designated as a WaterFirst Community by the Georgia Department of Community Affairs.

The total project cost is $3.5 million and Braselton has received $292,500 from the Appalachian Regional Commission, as well as $1.4 million in Oakwood capacity fees.

Project and loan details involving other northeast Georgia cities and counties::

Town of Bowersville

The $96,673 Georgia Fund loan will finance installing a water line along West Main Street to service new industry west of the town. The project will include installing approximately 3,700 linear feet of 6-inch PVC water line and three fire hydrants. Bowersville will pay 3.03 percent interest on the 20-year loan. The total project cost is $137,473, with Bowersville receiving $40,800 from the OneGeorgia Authority.

City of Baldwin

The $1,634,000 DWSRF loan will finance constructing a new 500,000 gallon elevated storage tank that will replace an existing 100,000 gallon ground storage tank, service and paint existing storage tanks, construct a booster pump station, and install pressure-reducing valves in the distribution system.

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State loan to enable Braselton to treat Oakwood wastewater

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The second reading of an ordinance that would require all Luther property owners to install a specific septic system and pay monthly fees for it was tabled during Thursday nights Luther City Council meeting.

As it currently reads, the ordinance would require all property owners to install a certain septic system - yet to be determined - on their property. The system would be owned and maintained by the city. A monthly fee would also come with the system, which is set at $80 right now.

Resident Jack Miller, one of approximately 50 Luther residents in attendance at the meeting, said the sewer systems property owners would be required to install are expensive.

A lot of people in this town are on a fixed income, and they cant afford it, Miller said. Weve got to think about them.

The town already has a $370,000 I-JOBS grant that can be used for the city-wide sewer improvements. In order to be eligible for additional grants and loans to help fund an upgrade to the towns sewer system, an ordinance needs to be in place. If the town is successful in securing additional funding sources, the $80 monthly fee could change.

I really think theres money out there so we can get this down to $50, said Luther City Clerk Linda Benson.

Factoring into all this is the fact that if work on the towns sewer systems does not begin by June 1, 2015, Luther will lose the I-JOBS grant.

Councilman Tim Herrstrom said putting the ordinance in place is the right thing to do.

If everyone had an updated system, we wouldnt have this problem, Herrstrom said.

Vicky Severson said she is concerned about the future of the town if the ordinance passes. She said residents have said they will abandon their homes if the ordinance is put in place. Others have talked about voting to have the town disincorporated.

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Sewer ordinance tabled

Ron Bartsch, owner of Sussex Construction, was planning to develop a two-lot infill in the 200 block of Hayes Avenue, an area within Helenas city limits.

When Bartsch attended a meeting this spring to discuss his proposal with several of the citys planning departments, however, he was met with requirements that made him reconsider.

Bartsch said he was told he would have to pave the road up to the two-lot development, a distance of three city blocks, as well as build sidewalks the whole way, incorporate stormwater drainage and provide fire turnaround access.

In all, Bartsch estimated the costs would ring up about a $1 million bill.

Because they are so firm on, you know, These are the current regulations. Heres how you have to do it, it makes the city of Helena undevelopable, Bartsch said.

I think that the city has to understand that these exceptions exist, he added later.

Regulations such as the ones Bartsch faces are among a slew of reasons why some developers are saying Helena isnt doing enough to promote development in city limits, which may help explain why the number of home starts in Lewis and Clark County is about four times greater outside the city than inside.

Figures from the Montana Building Industry Association show that during the first half of 2014, 102 single-family houses were started in Lewis and Clark County outside Helena, compared to 24 in the city.

George Thebarge, director of community development and planning with Lewis and Clark County, pointed out that those figures are hard to pin down because the county does not issue building permits.

The MBIA said it received its numbers from electrical permits issued for single-family housing units.

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City has four times fewer home starts than rest of L & C County

WELLBORN, Texas - Nearly three and a half years after College Station annexed the community of Wellborn, a new city service is coming to that area.

Crews are installing a sewer line for residents and businesses.

News 3 take a closer look at the project and some of the challenges of offering city sewer services in Wellborn for the first time.

The smell of food permeates the Hullabaloo Diner in Wellborn even on a day they aren't serving customers but prepping food.

Richard Risbon, the Manager and Executive Chef, is thrilled to see work on a project finally starting just a short distance away.

"When I saw 'em doing construction I was like you know joyous," he said.

College Station is installing a nearly $1.5 million sewer line as required after annexing the area in 2011. Residents and businesses will have the option of tapping into it.

Risbon can't wait to ditch his septic system. He spends $2,000 to maintain it each year.

"I would like to install another bathroom you know with the volume of customers we had, there's usually a line and with a septic I can't, I can't expand into that yet," Risbon added.

One issue the city still has to sort out is how much to charge these new customers. The residents get their water from the Wellborn Special Utility District and the city doesn't know how much water will be going into this new sewer system.

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College Station Installing New Sewer Line In Wellborn

EPHRATA The state is giving Grant County until Dec. 31 to make a decision about what to do with the fairgrounds septic systems.

The state Department of Health sent a response to the county giving officials an extension to decide whether to connect to Moses Lakes sewer system or change its septic systems.

The department initially wanted a decision by the end of June.

I want to emphasize that you only have to commit to a preferred solution by this deadline, not implement, stated Denise Lahmann, the departments program supervisor for large on-site septic systems and reclaimed water. Once you choose, well work with you on a reasonable implementation schedule for facility design, construction and possible abandonment.

Lahmann stated the county could collect more information about the groundwater, but department officials determined the county needs to make changes to the septic system.

We came to this conclusion by reviewing the recent record data, including effluent quality sampling results, flow monitoring numbers, which reveal that eluent waste strength is well above septic tank standards and flows exceed design capacity, she wrote.

The department is requiring the county to install a holding tank for the concession stand wastewater, and monitor how much wastewater is going into the septic tanks.

As part of the requirements the department wants a study on how the systems could be changed and the cost of connecting to the citys sewer system.

Commissioner Cindy Carter said the county plans to continue monitoring the septic systems during the fair.

She wants to see a new monitoring well installed to determine if the fairgrounds systems are affecting the groundwater.

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State extends deadline on county fairgrounds septic system decision