Dear Liz: Because of COVID, my 27-year-old son lost his job and health insurance. He was unable to afford continued health insurance and did not qualify for Medicaid. He contracted spinal meningitis and was hospitalized 12 days. The hospital reduced his bill to $28,000 from the original $80,000, but he is still unable to pay. He remains unemployed and without any savings. What would you suggest he do?

Answer: Your son should first call the hospital and ask about applying for financial assistance. Federal law requires nonprofit hospitals to offer this help to low-income patients, and many for-profit hospitals also offer programs that can reduce or even eliminate the charges.

He also should ask about a payment plan geared to whats left of his income. He should resist any hospital pressure to put the bill on a credit card, because hospital payment plans typically dont charge interest while credit cards do.

If hes still left with a bill he cant pay, he should consult a bankruptcy attorney, and do so as soon as possible. Bankruptcy experts are predicting a big uptick in filings as people and businesses struggle with fallout from the pandemic.

Dear Liz: Should we take out a home equity loan so we can do some improvements on our house and make it work better for us, or should we sell it and upgrade to a bigger house? We are not in a rush to move, so we are content to take our time to find the right new home at the right price. We are also considering staying and doing work on our current home. But we have a lot of equity and are wondering: Would it be smarter to cash that in? We both remember the housing crash and are very nervous about getting in over our heads.

Answer: People are spending a lot of time at home these days, and many are longing for a little extra space. Interest rates are low, which makes borrowing for improvements or a bigger home more affordable for many.

Youre smart to be cautious about taking on too much debt, though. Lenders are much more cautious than they were before the Great Recession of 2007 to 2009, but its still possible to borrow more than you can comfortably repay. Big mortgage payments could prevent you from saving for important goals such as retirement or your childrens college education.

If you like your current neighborhood, remodeling is often the more economical route. You spend roughly 10% of your homes value when you sell it and buy another. Real estate commissions take a big chunk, as do moving costs. Bigger houses whether through remodeling or moving also can mean higher tax, insurance and utility bills. Thats not to say you should never upgrade, but youre smart to consider all your options because the cost of exchanging homes is pretty high.

By the way, you arent really cashing in equity when you use it to buy another home or borrow against it to make improvements. Some people would say thats putting your equity to work, but the idea that equity needs employment is what led many people to borrow excessively against their homes before the last recession. Its perfectly fine, and often desirable, to have lots of equity just sitting around. That way, its there for you when you really need it. You can tap it in an emergency, for example, or to help fund your retirement.

Dear Liz: Im considering converting an old 401(k) to a Roth IRA. Will the gains from the 401(k) account be treated as capital gains? And can you only convert 401(k) plans you no longer participate in, or can you convert both current and former 401(k) plans?

Answer: Youll pay income taxes on the conversion. Retirement plans, including 401(k)s and IRAs, dont qualify for capital gains tax rates. You may be able to convert your current 401(k) as well. Ask your plan administrator if in plan Roth conversions are allowed.

Liz Weston, Certified Financial Planner, is a personal finance columnist for NerdWallet. Questions may be sent to her at 3940 Laurel Canyon, No. 238, Studio City, CA 91604, or by using the Contact form at asklizweston.com.

See more here:
How to deal with a big hospital bill when jobless, uninsured - Los Angeles Times

New Incorporation and LLC filings

The Moxie Mutt LLC, 143 Haynes Road in Bald Knob, filed Sept. 7, 2020.

Spero Vending LLC, Kevin Chism, 2300 E. Country Club Road in Searcy, filed Sept. 8, 2020.

Addison B. Properties LLC, Timothy A. Bennett, 5 River Ridge Road in Searcy, filed Sept. 8, 2020.

SB Beautique Limited Liability Company, 900 Richsmith Lane No. 1202 in Searcy, filed Sept. 9, 2020.

Broken A Farm Corp, Steven Anderson, 3020 Arkansas Highway 5 in El Paso, filed Sept. 9, 2020.

5 Oclock RV Park LLC, 100 Lake Court in Beebe, filed Sept. 9, 2020.

Sulfur Springs Curated Style LLC, Benjamin Dubose, 113 E. Center Ave. in Searcy, filed Sept. 9, 2020.

Venture Wildlife & Habitat LLC, Kevin Ledford, 702 E. 5th St. in Bald Knob, filed Sept. 9, 2020.

Gray Property Management LLC, Angela H. Gray, 102 Emerald Lake Dr. in Searcy, filed Sept. 9, 2020.

Third Generation Barber Inc., Wesley Rains, 113 E. Center Ave. in Searcy, filed Sept. 9, 2020.

Vantage Point Counseling LLC, Jeremiah Taylor, 44 Sherwood Loop in Searcy, filed Sept. 9, 2020.

Innovative Home Services LLC, Ryan Waller, 187 Ray Morrison Road in El Paso, filed Sept. 10, 2020.

Steves Tractor Repair LLC, Stephen Pratt, 126 Carson Road in Judsonia, filed Sept. 10, 2020.

Sharp Counseling PLLC, Nathan Lawrence Sharp, 2205 Jonathan Lane in Searcy, filed Sept. 10, 2020.

Lindsey Pawn & Storage, LLC, Kevin Lindsey, 113 Brier Creek Drive in Pangburn, filed Sept. 11, 2020.

Rock CL LLC, John Max Bolling, 254 Mulberry Ave. Suite 2 in Searcy, filed Sept. 11, 2020.

Michael Duane and Susan Cate Marling, P.O. Box 26 in Griffithville, document number 202013539, filed Sept. 10, 2020, Chapter 7, attorney: Lonnie Grimes.

Julie Marie Zachary, 603 S. Main St. in Beebe, document number 202013540, filed Sept. 10, 2020, Chapter 7, attorney: Lonnie Grimes.

Joshua V. Bowman, 103 N. Collison Ave. in Bald Knob, document number 202013544, filed Sept. 10, 2020, Chapter 13, attorney: Gregory Niblock.

John Jay Jordan Jr., 327 Smith Road in Searcy, document number 202013563, filed Sept. 11, 2020, Chapter 7, attorney: Lonnie Grimes.

John P. and Carolyn G. Reed, 935 Jackson 2 in Bradford, document number 202013566, filed Sept. 14, 2020, Chapter 7, attorney: Gregory Niblock.

Marriage licenses applied for through White County:

Friday, Sept. 11

Robert Eugene Sinclair, 28, of Beebe and Brook Ashley Richardson, 29, of Beebe

Ethan Nicholas Wagnon, 28, of Judsonia and Christian Degraftenreed, 27, of Judsonia

Joseph Walter Lutker III, 40, of Beebe and Carla Sue Metts, 49, of Beebe

Dustin Von Bell, 39, of Judsonia and Tracy Lynn Willard, 42, of Judsonia

Phillip Andrew Jenkins, 22, of Judsonia and Trinity Faith Blake, 21, of Judsonia

Monday, Sept. 14

Christopher Parker Chamber, 25, of Bradford and Desiray Alexandra Brady, 29, of Bradford

Colin James Shearer, 24, of Little Rock and Addison Anne Honey, 24, of Little Rock

Johnathan Hayward Morris, 21, of Bradford and Alyssa Caitlin Aasen, 29, of Bradford

Tuesday, Sept. 15

Steven Joe Everidge, 37, of Beebe and Lindsay Dianne Boatman, 33, of Beebe

Debra Dianne Carter, 50, of Pangburn and Del Jeanne Tavares-Proctor, 64, of Pangburn

Zachary Thomas Simmons, 24, of Beebe and Makayla Michelle Wyllia, 23, of Beebe

Robert Hayden Haynes, 18, of Bald Knob and Emmah Marie Grace Hale, 18, of Bald Knob

Wednesday, Sept. 16

Justin Clay Corbitt, 33, of Judsonia and Maylie Genalyn Bain, 25, of Judsonia

Thursday, Sept. 17

Benjamin Brent Foster, 45, of Bald Knob and Amy L. Barnes, 43, of Bald Knob

David James Tomsic, 32, of Grand Junction, Mich., and Doris Misshelle Baswell, 27, of Grand Junction, Mich.

Certificates of absolute divorce or annulment issued through White County:

Thursday, Aug. 20

Plaintiff Elisabeth Coleman and defendant Monty Coleman; married June 22, 2002; filed March 11, 2020; one child affected; alleged cause: general indignities.

Plaintiff Mykayla Defoure and defendant Brandon Defoure of White County; married Sept. 24, 2016; filed May 12, 2020; two children affected; alleged cause: general indignities.

Plaintiff Roy Carthorne and defendant Elizabeth Carthorne of White County; married March 26, 2010; filed May 21, 2020; two children affected; alleged cause: general indignities.

Plaintiff Susan Emerson and defendant Jimmy Robbins; married August 2018; filed May 22, 2020; alleged cause: general indignities.

Plaintiff Aleasha Gevedon and defendant William Gevedon of White County; married Feb. 13, 2005; filed May 25, 2020; alleged cause: general indignities.

Code EnforcementThe following are the monthly permit reports for the Searcy Inspection Department for August 2020. Each permit is followed by the address, value and fees.

New single family

Property owner, 5 C Valley Dr., $150,000, $310, Chad Bonner

Construction, 2003 Rehoboth Circle, $90,000, $310, Chad Bonner

Construction, 2005 Rehoboth Circle, $90,000, $310, Steve Ghent

Construction, 1205 N. Laurel Lane, $110,000, $302.50, Steve Ghent

Construction, 1206 N. Laurel Lane, $110,000, $302.50

Total value: $550,000

Total fees: $1,535

Remodel/addition single family

Property owner, 2209 E. Country Club Road, $12,500, $50

Daughety Bulders, 209 Live Oak, $4,000, $50

Connell Construction, 2413 Normandy, $37,000, $107.50

Esr Residential Properties, 10 Meadowlake Dr., $25,000, $77.50

Property owner, 112 Bristlecone, $10,000, $50

Property owner, 8 Hillcreek Circle, $15,000, $50

Hays Investment Properties, 119 Bristlecone, $100,000, $265

Stokes Construction, 2509 E. Country Club, $16,000, $55

Property owner, 804 Golfview Dr., $20,000, $65

Total value: $239,500

Total fees: $770

Remodel/add to commercial

Delk Construction, 200 Queensway, $30,000, $90

T & M Builders, 3009 E. Race Ave., $25,000, $77.50

Barr Commercial Construction, 3301 E. Park Ave., $189,735.74, $489.34

Roetzel RV, 550 Truman Baker Dr., $75,000, $202.50

VSC LLC, 413 S. Main St., $13,400, $50

Total value: $333,135.74

Total fees: $909.34

Demolition permits

Hart Construction, 500 N. Main St., $50

Total fees: $50

Electrical permits

SRS Electric, 302 Crain, remodel, $50

RRR Electric, 1611 W. Pleasure Ave., new construction, $50

Clairday Electric, 1404 Hillcrest, remodel, $50

Connell Construction/Elect, 2413 Normandy, addition, $50

Stokes Electric, 201 W. Woodruff Ave., new construction, $50

Justice Electric, 1800 W. Arch Ave., remodel, $50

Cincon Electric, 803 N. Main St., remodel, $50

Roberson Heat & Air/Electric, 2102 Rehoboth Circle, new construction, $50

Property owner, 7 Baker, remodel, $50

Seark Services, 2013 W. Beebe-Capps Expressway, meter, $50

Roberson Heat & Air/Electric, 1904 Rehoboth, new construction, $50

RRR Electric, 610 E. Market Ave., meter, $50

Hale Electric, 414 Virgil, meter, $50

SKS Electric, 209 Live Oak, remodel, $50

Reed Electric, 112 Bristlecone, remodel, $50

Cincon Electric, 2209 E. Country Club, remodel, $50

SKS Electric, 10 Meadowlane, remodel, $50

Read the original post:
For the record - Sept. 19, 2020 | Community | thedailycitizen.com - Searcy Daily Citizen

HELENA The Lewis and Clark Library has reopened the lobby of their Main Branch, but only for pick at this time.

The Library has seen a large demand from the community for pick up and holds, with more than 300 items requested for Monday.

Library Director John Finn says the remodel of the library is coming along well, but there is still a lot left to be done before the library can be fully opened again.

One of the current hurdles is the monumental feat of moving and organizing an entire library.

There are 90,000 items in the collection at the Main Branch of the Lewis and Clark Library. The total collection weighs well over 40 tons, comparable to an adult sperm whale.

Moving and organizing such a large collection may seem like a white whale, but Finn says the collection management team has the situation well in hand.

I jokingly say it is General Patton level organization, said Finn. Our collection management librarian James Parrott did an amazing job of making that plan and then it took the whole staff to execute it.

Most of the shelving for the library remodel has arrived, and the current marching orders are to get the remaining items unpacked and to their designated area.

While it has taken a small army to pull a move like this off, its not like picking up and moving bricks. Books are fragile and need to be handled with care.

It took Library staff five full days just to move the 26,000 items that were at their temporary Capitol Branch.

At the Capitol Branch we actually had a lot of AV material. So we had lots of Blu-ray, DVDs and CDs which are even more fragile than books. But we took great care of them in that transition from the branch back here and everything so far looks good, said Finn.

Finn says his staff have been meticulously keeping track of items so they dont get lost. The Library also performed an inventory before the move and will conduct another once everything is in place.

Modern technology has made the sorting process of 90,000 items far easier than it would have been just a few decades ago.

Each book has a RFID tag that lets staff know exactly where the item belongs.

We have a device that we can walk around the library with and it tells us whats out of place and whats missing, said Finn.

It will still be several weeks before the library is fully open for browsing and staff are currently working with public health to develop a COVID plan for the remodeled library.

Were probably six weeks away from opening the library to the public, but we do have the holds pick up and the book drop is now open here. Those are the services were able to provide at the moment because right now theres really no library to take part in, said Finn.

Finn added the entire staff cant wait to show the community the remodeled building in the coming weeks.

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Small army needed to move L&C Library collection - KTVH

Council members Dave Schrupp and John Andrews remained opposed, saying the city should tear down that building and construct a new fire hall that would cost more but was projected to last twice as long.

Mayor Dave Nevin has consistently said renovation should continue. Council member Aaron Herzog wanted more information, and after getting that information he voted to continue the renovation project. Council member Marcia Seibert-Volz, who was appointed to the council Aug. 13, also voted for the renovation.

Thus, the 3-2 vote means renovation work on the building on County Highway 66 will resume. Andy Pickar, of Hy-Tec Construction, said his company should be able to resume work in a couple of weeks.

Estimated cost to remodel the building at first totaled $1.7 million; however, the council acknowledged that cost will rise because of the mold issue. When asked several times to project new costs, Pickar said its not possible to determine those costs until workers continue the project and see what they find in the walls.

Its hard to put a price on something you dont exactly know what you have to do to fix it, he said.

The council unanimously agreed that Nevin, City Administrator Mike Lyonais and Fire Chief Chip Lohmiller could work together to approve new costs depending on what Hy-Tec encounters.

Schrupp was dumbfounded that the council wouldnt put a cap on those costs.

Estimated cost to build a completely new facility totaled $3.6 million, though Schrupp has said a new buildings life is expected to be 50 years rather than an estimated 25 years for a remodeled building.

The city has invested about $125,000 in the remodel so far.

Greg Olson, with Braun Intertec, shared results of an air quality test his company conducted recently in the former city hall/fire hall building.

Fungal spores - or mold - were found in the building, with higher concentrations in the south half that formerly housed the citys administration and police department. He said mold could be idle in the walls and not show up in air samplings with no disturbance by people or ventilation.

Before addressing the fungal spores, the source - likely a moisture problem - has to be found and fixed, he said. Remediation techniques can then be used to deal with the moisture, damage and fungal spores. Olson encouraged the council to have an experienced fungal firm do that work.

Pickar assured the council Hy-Tec could do the work.

It helps that were renovating the entire space, he said, noting they would address each area and make sure to clear the mold out of the whole area of the building.

We need a new fire house, Andrews said, noting the calls hes received all favored a new building.

Nevin said citizens on a building committee spent four months or more to develop a plan for the city hall/fire hall building and agreed renovation was the right choice.

I think this whole thing - the mold, everything about it - has been blown out of proportion trying to build a new fire hall, he said, noting hes upset about the lost construction time.

I think we should just get going. Get the thing done and know we're going to have some unforeseens, he said.

Lohmiller said Nevins comments upset him.

That mold is true. That fungus is true. It wasnt airborne because no one was in there, he said.

I dont want you to put a Band-Aid on the mold or we wont have firefighters. Think about the future and not today, Lohmiller said.

Schrupp said it was irresponsible to go forward without having a not-to-exceed number for unforeseen costs related to mold, and that money being spent to remodel the building is foolish.

When things change like this, its OK to change your plans. You dont have to plow ahead, he said, noting firefighters and others are leery about the building and situation.

Schrupp didnt want a decision based on a construction schedule.

I think we want to do this thing right. And I do think we want to do something thats going to be around for years, he said.

Herzog said he was not in favor of a new fire hall and had been pushed to the point where he was frustrated because the renovation should be well underway.

The council also gave Lohmiller approval to find a location to store fire trucks during construction.

In other business Thursday, Aug. 27, the council held its second budget workshop. The next budget meeting will be at 1 p.m. Thursday, Sept. 3, with a goal to set the preliminary budget at the Monday, Sept. 14, regular council meeting.

The preliminary budget and general revenue tax levy must be set no later than Sept. 30, after which time the levy can be decreased but not increased.

The council plans a truth in taxation meeting and final levy certification during the regular meeting Monday, Dec. 14.

The council also met in closed session to discuss pending litigation. No action was taken.

Nancy Vogt may be reached at 218-855-5877 or nancy.vogt@pineandlakes.com. Follow her on Facebook and on Twitter at http://www.twitter.com/@PEJ_Nancy.

Originally posted here:
Crosslake: Council votes 3-2 to proceed with fire hall remodeling project - Brainerd Dispatch

Completed Kitchen Remodel by Kitchen Infinity

RAMSEY, N.J. (PRWEB) September 08, 2020

According to a 2019 Trulia survey of over 1300 US homeowners, 90% of those who own a home plan on remodeling it at some point. When it comes to remodeling, a study by the National Kitchen and Bath Association revealed that kitchens rank among the most popular rooms in the home to remodel. In fact, more than 10 million households spend more than $67 billion on kitchens and kitchen remodels every year.

Yet, the industry has had its fair share of challenges, with many contractors and renovation companies following antiquated business practices and failing to take advantage of modern-day technology and systems.

As a forward-thinking kitchen remodeling company, Kitchen Infinity has made it their mission to leverage the power of technology, systems, and communication platforms to improve the customer experience while improving efficiency and producing superior results.

Founded with Passion and Purpose

Founded by Dean Scaduto, a Harvard University grad (2011) and George Kocher, a Cornell alum (2011), Kitchen Infinity was founded out of both passion and purpose. Both Scaduto and Kocher have a true passion for design, innovation and bringing transformational kitchen remodels from concept into reality.

According to the founders, although new and exciting products and materials have made their way to market over the last decade, the kitchen remodeling industry has lacked significant innovation when it comes to the contractors role and process. Kitchen Infinity aims to bridge this gap, leveraging the power of technology, people and processes to help their customers bring their dream kitchen to life.

Both founders have a long and documented track record of success in former careers, including that served as a former United Nations International Consultant (Scaduto) and former Barclay Investment Banker (Kocher).

Transforming the Heart of Homes and Bringing Dream Kitchens to Life

As a full-service kitchen remodeling company, Kitchen Infinity is both capable and experienced in transformative designs, unique styling, customization and beatification from floor to ceiling.

From traditional and timeless designs, to contemporary and abstract, their team of seasoned professionals brings an element of creativity, passion and dedication to results that stands shoulders above the competition.

Kitchen Infinity isnt just a kitchen remodeling company. They believe in the positive impact the right kitchen can have on the lives of their customers. The kitchen is the heart of a home. It is where memories are shared, and where meals are prepared with love and care. The right kitchen remodel can improve the value of a home while increasing its utility, complementing architecture, and establishing a warm and inviting or energetic space to enjoy time with loved ones.

Streamlined Process: Improved efficiency, better experience, and superior results

Kitchen Infinity has placed a premium on not just superior craftsmanship and results that exceed expectations, but also the customer experience from start to finish.

In an industry where contractors are often hard to reach, dont return phone calls, or only want to deal with the demo and rebuild, Kitchen Infinity stands out as a company dedicated to streamlining processes, providing unbeatable support, and going above and beyond the call of duty.

Leveraging technology, the company has streamlined every stage of the process, from initial inquiry and consultations, to digital design demos and project progress from first hammer swing to cleanup and inspection.

About Kitchen Infinity

Headquartered out of the tri-state area, the companys service area has expanded to cover New York, New Jersey, Connecticut and South Carolina.

Kitchen Infinity is a full-service kitchen remodeling company, providing affordable, custom kitchen solutions aimed at helping discerning homeowners bring their vision to life.

Those interested in learning more about the company or in obtaining a free no-obligation price quote are encouraged to reach out via their official website or by way of the media contact information below.

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Harvard and Cornell Grad Duo Shake Up The Kitchen Remodeling Industry - PR Web

We have quite a bit of surge just here lately. Coming through COVID, I just think everybody was at home and looking to see what they can do, Melroy said.

Skiles and Melory both noted that some customers have used their stimulus check to fund projects.

I did have, for instance, one elderly man who needed a garage door opener. He got his stimulus and used it for that, Melroy said.

Remodeling jobs also have increased for Midwest Elite Contracting of Kearney, but the number of new homes the company was to build this year has decreased due to customers jobs or not being able to sell a current home, said owner Austin Gardine.

We were going to do like six houses this year, and four of those backed out. We are going to talk to a few people about doing one or two next year. With new homes there is a lot of conversations and planning, Gardine said.

The uncertainty of this year has made some people apprehensive about taking on big projects, but they have seen an increase in kitchen and bathroom remodels, new flooring and decks, added Gardine.

Gene Knaggs, owner of Knaggs Construction in Kearney, said its unbelievable how busy they have been in the past few months. The company primarily builds new homes, garages, shops and large additions. When the pandemic first began, Knaggs said they only received about one a call a month from customers interested in building. Now they are receiving two calls a week from people looking to build. The company currently is booked through next year.

Read more here:
Local construction companies say COVID hasn't stopped business; some contractors are busier than ever - Kearney Hub

Photo: Kirsty Wigglesworth - Pool/Getty Images

Meghan Markle and Prince Harry have paid back all of the public money used to renovate Frogmore Cottage, the Windsor estate they lived in from 2018 to 2019. The royal property, which is 25 miles away from Kensington Palace, got a $3.2 million (2.4 million) structural renovation when they moved there after ditching the toxic halls of the palace. A spokesperson for the couple said that Harry paid a lump sum to the crown to cover costs, and the cottage will still be their U.K. residence.

The renovation was funded by the queen through the Sovereign Grant, the annual funding mechanism of the monarchy, a.k.a. the pot of taxpayer money the crown receives each year for expenses, including the upkeep for royal residences and buildings with historical significance. While a renovation like this is totally standard (and the Sussexes paid for all of the furnishings and fixtures themselves), Meghan and Harry offered to pay back the expenses as part of their financial extraction from the crowns claws.

Back in January 2020 (remember her?) they explained on their website that in addition to stepping back as senior royals, they would no longer receive any public funds. In other words, they wanted to be financially independent, and work to support themselves.

And they have been. Meghan recently narrated a Disney documentary about elephants, and Harry has popped up in a few of his own little media projects. And last week, the two of them signed a big, multiyear, multimedia deal with Netflix to make documentaries, features, and television shows. Our focus will be on creating content that informs but also gives hope, they said in a statement. As new parents, making inspirational family programming is also important to us.

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Meghan and Harry Have Paid Back Their Remodeling Expenses - The Cut

Cherokee Nation officials will construct eight buildings and remodel four as part of the tribes response to COVID-19.

The various projects are estimated to cost about $25 million. The projects include a new health center for Cherokee Nation employees in Tahlequah, a drive-through outreach facility in Stilwell, protective equipment manufacturing in Hulbert and Stilwell, office space for social distancing in Catoosa and Muskogee, and storage and food outreach space in Vinita, Kansas, Belfonte and Jay, according to a news release.

The Cherokee Nation is putting our CARES Act funding from the U.S. Treasury to great use in our Cherokee communities by investing in this $25 million project that will provide jobs and ongoing needed safety equipment, ensure our elders do not struggle with food insecurity through this pandemic, add space for employee safety and provide a new health center for our Cherokee Nation employees that is close to our tribal complex and can treat for a range of illness as well as test for COVID-19, Principal Chief Chuck Hoskin Jr. said in a prepared statement.

Cherokee Nation officials will break ground on nine of those projects throughout Tuesday at their respective sites.

Featured video: Aerial view of property at 31st and Peoria, where there is a plan for a mixed-use development

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Cherokee Nation to start $25 million construction, remodel and manufacturing projects in response to COVID-19 - Tulsa World

Author Irene Richardson - September 8, 2020September 8, 2020

The day after Labor Day is officially declared Telephone Tuesday due to the influx of calls businesses receive after being closed for the three-day weekend. Were here to help you through the chaos with a perfectly laid out business plan for the week, including open jobs and news you need to know.

Hiring? Post your job. Looking? See listings.

Platform Specialist @ Simon Markets LLC. Apply.

Information Security Camera @ServisFirst Bank. Apply.

Senior Consumer Compliance Specialist @ServisFirst Bank. Apply.

Facilities Coordinator @Levite Jewish Community Center. Apply.

Videographer Intern Stipend @Levite Jewish Community Center. Apply.

Teaching Assitant @Levite Jewish Community Center. Apply.

Experienced Remodeling Carpenter @ Irwin Brothers Remodeling Inc. Apply.

FUSE Executive Fellow @ FUSE Corps. Apply.

RN and LPN @ Wexford Health Sources Inc. Apply.

Route Service Sales Representative@ Cintas Corporation.Apply.

Sales Associate Furniture and/or Flooring@ Issis & Sons.Apply.

AmeriCorps Members for St. Clair County@ YWCA. Apply.

AmeriCorps Members@ YWCA. Apply.

Youth Development AmeriCorps Members@ YWCA.Apply.

Pell City Shelter AmeriCorps Members @ YWCA. Apply.

Homelessness Prevention AmeriCorps Members @ YWCA. Apply.

Family Resource Center AmeriCorps Members @ YWCA. Apply.

Educational Support AmeriCorps Members @ YWCA. Apply.

After School Enrichment Program Specialists @ YWCA. Apply.

Domestic Violence Support Americorps Members. Apply.

DMC Center for Civic Life @ YWCA. Apply.

Sponsored by:

Tax Accountant @ EBSCO Industries. Apply.

Sponsored by:

DataPerk took a big bite out of Birminghams startup scene when it recently acquired ByteSizea local tech company and former competitor. The IT solutions firm is pushing all the right buttons, because DataPerk also houses their sweet office space in theHistoric Mack Truck Garage. Stay tuned to see what this team dishes up next.

Theres one thing filling up Sidewalk Cinemas theaters and its the massive star power featured in Tenet. To make room for Hollywood heroes like Christopher Nolan and Robert Pattinson, while maintaining social distancing guidelines, the cinema isreopening for five weeks to screen the summers most talked-about movie. With heightened safety precautions and a max of 12 patrons in a theater, were grabbing our favorite movie snacks.

Their careers may be diverse, but the goal is uniform among these Birmingham professionals. Not matter where they clock in, when they clock out their mission is the same. Get to know some of the top fundraisers from the2020 National MS Society Birmingham Leaders Challengeand why theyre fighting for a world free of Multiple Sclerosis.

Sponsored by:

No crossed signals over herein a technology-driven world, everyone deserves access to those resources. With Birmingham schools preparing for a minimum of nine weeks of online learning, Jefferson County partnered with the Loyalty Foundationand several other local organizations to bridge the digital divide experienced by students and families with virtual education

Get to Know BBA CEO Kenny ColemanWhat: The Birmingham Business Alliance is launching a new video series, Seven Questions, where theyask prominent Birmingham business leaders seven out-of-the-box questions about themselves and their work.Watch the premiere episode

OnBoard BirminghamWhat: Regional job site with resources for job seekers and companies seeking talentExplore jobs

MoodyVirtual Breakfast ClubDate: Thursday, September 10Time:8AM-9AMPrice: FreeRegister

2020 AAF Birmingham TEN AwardsDate: Wednesday, September 23Time:6PMPrice: FreeRegister

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Pick up the phone, we've got business news + open jobs on the line - Bham Now

Improving your investment property's value should always be the long-term goal. For one, a higher property value lets you command more in rent. That's an automatic win right there. More than that, though? It guarantees you returns -- good ones -- when it comes time to sell.

Some bumps in value come for free. Your neighborhood might get popular, sending home prices up and your property value up with it. Others, though, you'll need to work for.

Want to give your investment property's value a boost? Here are five ways to do it.

Energy-efficient upgrades help you twofold. First, they reduce your energy and electric bills. Even if that only helps you when the home is occupied, that could equate to serious savings over the years.

Additionally, it also makes your home more marketable. Buyers would much rather pay an extra $5,000 for a house than spend $200 more a month in summer cooling bills.

Here are a few ideas for making the home more efficient:

Curb appeal plays a big role in your home's value, but it can also be very expensive -- especially if you're updating it every season or even annually.

A better option is to invest in more durable landscaping now -- things like large shade trees (this can eventually cut down on your HVAC bills, too), gravel gardens, perennial bushes and ferns, and other plants that will stand the test of time. You could even hardscape or xeriscape the yard entirely -- because what renter really wants to mow the lawn anyway?

Everyone wants a home that helps them lead longer, healthier lives -- and they'll typically pay more for it, too. Consider making some health-focused improvements, like adding an air purifier, installing a water filtration system, or putting in a carbon monoxide monitor. Even little additions can make a big difference for your next tenant.

Lots of home upgrades can boost your property's value -- not just health-focused ones. For some guidance, look to Remodeling Magazine's Cost vs. Value report. It takes into account average costs for various projects as well as the resale value they add to a property. This year, replacing your garage door, adding stone veneer siding, remodeling your kitchen, and installing a wood deck topped the list for highest-ROI projects.

Older HVAC, plumbing, electrical, and other systems mean three things for your future tenants or buyers: more problems, more hassle, and more costs. Whether the system holds on for one more year or five, eventually it will break down and need to be replaced.

That breakdown might mean a flood in the laundry room, a no-A/C week in the middle of summer, or an overflowing toilet when a guest is over. Whatever the issue is, you can bet that your tenants don't want to deal with it (and they'll probably pay more to make sure it doesn't happen).

If you want to raise your rent or just ensure bigger returns once you're ready to sell, investing in your property is critical. Just make sure you choose your projects carefully and focus on long-term benefits for the future buyer (health, energy-efficiency, safety, etc.). That's what buyers are willing to pay the biggest premium for.

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5 Ways to Improve Your Investment Propertys Value - Motley Fool