By Pat Setter6 a.m.Oct. 25, 2014

Seeking ideas for remodeling a kitchen or bathroom? Or, are you making decisions about these rooms as you plan a new home?

If so, check out the special Kitchen & Bath Tour happening today that will provide a glimpse of the latest trends in appliances, surfaces, cabinetry, flooring, color, materials and energy-saving advances in several new remodels in San Diego.

This self-guided kitchen and bath tour is a presentation of the San Diego chapter of the American Society of Interior Designers. The tour runs from 9 a.m. to 5 p.m. and showcases eight kitchens and three baths that underscore the broad range of lifestyles, tastes and personal references found in San Diego County homes.

Our tour this year shows how designers can work with the unique needs of homeowners while creating beautiful spaces, said Beppie Mostert, event chair of Allied American Society of Interior Designers (ASID). The projects on display were designed for families, couples, a not-interested-in-cooking 25-year-old bachelor, a couple with aging-in-place concerns, and a vegan with very specific food preparation requirements. Attendees will observe strikingly personal design solutions.

As part of the event, attendees have the opportunity to see 11 spectacular spaces in nine residences on this self-guided tour. The tour homes are located in Escondido, Encinitas, Solana Beach, San Diego and Lakeside.

This is a great opportunity for people looking to upgrade their homes to get design ideas and talk with professionals, said Mostert.

The homes are very diverse and show off everything from special considerations to the average California tract home to a truly modern home, she added. And, these aspects all show up in the design elements used.

Highlights include a 1920s-era kitchen that was completely remodeled and modernized, while keeping its early 20th century appearance; a kitchen with a definite garage aesthetic: stainless steel cabinetry, ceramic tile that mimics a concrete garage floor, and faucets that resemble motorcycle parts; and a kitchen for vegans, which includes a quartzite counter to resist juice stains, extra large island for veggie prep, a large single basin sink for washing vegetables and a foot pedal for the faucet to minimize water use.

The projects on the Kitchen & Bath Tour illustrate the dynamic interaction among designers, contractors and clients. Participating designers, who will be available to discuss the projects and answer questions, include Bonnie Bagley Catlin, Allied ASID, Signature Designs Kitchen & Bath; Kimberley B. Hansen, ASID, Burgess Hansen Design; Kristy Kropat, Allied ASID, Kropat Interior Design; Tatiana Machado-Rosas, Allied ASID; Suzi OBrien, Allied ASID, Eco Lux Design; Isabelle Odjaghian, ASID, Interiors by Isabelle; Kelly Smiar, ASID, Kelly Smiar Interior Design; Rebecca Soechtig, ASID, REDinteriors; and Sol Quintana Wagoner, Allied ASID, Jackson Design and Remodeling.

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Image source: Trulia.

Whether you already own a house or just have plans to buy in the future, most people have thought about what it would take to turn their property into their dream home. Whether it's starting over and building from scratch or taking an existing residence and doing extensive remodeling, the thought of having all the amenities you'd ever need while getting rid of those annoying quirks that have grated on you for years makes the prospect of doing home improvements almost irresistible.

Of course, remodeling and renovations can cost a lot of money, and in these days of tight budgets and small or nonexistent pay raises at work, it might make the idea of creating your dream home seem like an impossible dream. Yet there is a way you can put together the financial resources you need to have the home of your dreams without mortgaging your future in the process. The key is an easy-to-understand investing principle that can provide a solid foundation upon which you can build your net worth.

What it takes to build your dream home If you've never looked at the costs of remodeling, prepare for a shock: The price tags involved can make it seem like you'd be better off starting from scratch. Starting at the low end, there are a few projects you can do without breaking the bank. For instance, adding a deck to your home costs an average of about $9,300 for a midrange home, according to figures from Remodeling Magazine . Window replacements also run in the $10,000 range, and a bathroom remodel typically costs around $15,000.

But once you start looking at some more ambitious projects, the dollar amounts you'll see start to get really serious. Thinking of remodeling your basement? Expect to pay around $60,000. A major kitchen remodeling can run $50,000 or more, and putting in a sunroom carries about a $70,000 price tag. And if you want the master suite of your dreams, you can start thinking of six-figure sums.

Image source: Trulia.

Moreover, if you already have an upper-end home, then remodeling projects get even more expensive. A luxury kitchen remodeling can easily take you over the $100,000 mark, while adding a master suite in an upscale house costs an average of $220,000.

If you're like many homeowners, it's easy to justify those expenditures to yourself by arguing that they enhance the value of your home. In theory, you should therefore get your remodeling expenses back when you sell your home.

In reality, though, you can only expect to see a fraction of what you pay on a remodeling project to flow through to the value of your home. Such projects typically add between 50% and 75% of their cost to your home value. And, disappointingly, the projects with the highest price tags are often the ones that pay off the least .

One danger with home remodeling projects is that it's easy to overextend yourself. Most banks are happy to offer home equity loans or lines of credit to finance remodeling projects, and the interest rates are low enough to make maintaining the debt look deceptively easily. Yet if you're not careful, relying too much on debt to build the home of your dreams will leave you regretting having made the decision in the first place. After working so hard to get your home just right, financial regret is the last thing you want.

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