Axa Insurance surveyed homeowners to find out how many of them misunderstand what their homes are covered for.
The main misconception centred on the belief that you're able to claim even if the cause of a fire, of water damage, or some other incident, was lack of maintenance.
58% of homeowners thought that you could claim for fire damage if the cause was an unswept chimney. This is not true.
53% also thought that a fire caused by old or faulty wiring would be covered by their home insurance. Anyone claiming for this could be distraught to find that their claim is rejected.
The obvious conclusion is to keep your chimney swept and ensure your wiring is modern and has been safety checked.
While you can claim for many other causes of fire, it's better not to have to. In our household, we have rules about never leaving candles burning when you're the last to leave the room even for just a minute and never leaving anything on the hob that you wouldn't use to cook with. In addition, we don't put the toaster under kitchen units.
Smoke detectors warn of fires in time to save lives and result in the fire brigade being called sooner, sparing more of your property.
When claiming against fire or other damage, make sure you keep any damaged contents as evidence for the insurer.
Axa found that a massive 61% of people thought that they could claim on their home insurance if a wall or ceiling collapses when there were neglected cracks in them or other unattended structural issues.
21% were surprised to learn that they couldn't claim if their walls or brickwork are damaged by untended climbing plants.
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Why your home insurance claim will be rejected
ORLANDO, Fla., Oct. 17, 2012 /PRNewswire/ --(SCTE Cable-Tec Expo 2012, Booth #2512)-- D-Link, the cost-effective standards-based unified networking solutions provider for consumers, small and medium-sized businesses, and service providers, introduced today at SCTE Cable-Tec Expo 2012 the new D-Link WECB Wireless MoCA bridge and D-Link ECB MoCA bridge for cable operators. Designed to provide wall-to-wall connectivity throughout a home, these new bridges join D-Link's MoCA product family, utilizing unused bandwidth on a home's existing coaxial wiring to deliver fast, reliable internet speed where it's needed most for HD streaming and online gaming to streaming multimedia to wireless devices, such as smartphones and tablets.
(Logo: http://photos.prnewswire.com/prnh/20110706/SF30992LOGO)
Using a home's existing coaxial cable, the easy-to-setup Wireless MoCA bridge and MoCA bridge add Ethernet connection and strong wireless connection to any room even to those hard-to-reach spots, such as home or small offices where concrete walls, successive floors in multi-storied buildings, or other architectural impediments could inhibit a wireless signal. Equipped with a built-in wireless access point, the WECB MoCA Bridge also allows users to wiresslessly stream photos, video and files directly to their connected devices, including laptops, smartphones and tablets. In addition, both the WECB Wireless MoCA bridge and ECB MoCA bridge use separate frequencies to tramsit data and will not interrupt TV transmission.
"Comitted to providing cable operators with industry-leading home networking equipment, D-Link's latest offerings are designed to meet the growing demand for a strong and reliable Internet network at every spot within the home," said Eli Gavra, senior vice president, Service Provider Business Unit, D-Link Systems, Inc. "By using a home's existing cable wiring, D-Link's new Wireless MoCA bridge and MoCA bridge offer wired and wireless Internet access in rooms where a single gateway router cannot reach allowing customers to seamlessly stream HD videos, photos and more to the furthest corners of a home."
D-Link will be showcasing the D-Link Wireless MoCA bridge (WECB) and MoCA bridge (ECB) along with a suite of other products for cable operators, including Cloud Cameras, Cloud Routers, access points, storage solutions and streaming media devices, at D-Link's booth (#2512) at SCTE Cable-Tec Expo 2012 from Oct. 17-19.
Availability
The Wireless MoCA bridge (WECB) and MoCA bridge (ECB) will be available in Q1 2013 through select service providers, and will be on display at SCTE Cable-Tec Expo 2012 in Orlando Oct. 17-19 (booth #2512).
About D-Link
D-Link is the global leader in connectivity for home, small business, mid-to large-sized enterprise environments, and service providers. An award-winning designer, developer, and manufacturer,
D-Link implements and supports unified network solutions that integrate capabilities in switching, wireless, broadband, storage, IP Surveillance, and cloud-based network management. For more information visit http://www.dlink.com or connect with D-Link on Facebook (www.facebook.com/dlink) and Twitter (www.twitter.com/dlink).
Read more from the original source:
D-Link's Latest Offerings Help Cable Operators Extend Internet Connectivity Using a Home's Existing Cable Wiring for ...