According to TotalProtect, one of the countrys leading home warranty products, home repair costs of $2,000 or less push 62% of Americans to their financial limit.

Fort Lauderdale, Fla. (PRWEB) December 21, 2012

Question: What dollar amount would cause you financial hardship and push you over your personal 'fiscal cliff if you experienced a breakdown of a major appliance or home system, such as an air conditioner, furnace, water heater, plumbing or electrical system?

Less than $2,00061.50%

Between $2,000 - $2,99912.90%

Between $3,000 - $4,9998.10%

More than $5,00017.40%

Source: Survey conducted 12/10/12 by TotalProtect.com. Results based on responses from 1,059 homeowner respondents located in the continental U.S. Confidence factor is 99% with a +/- 1.69 margin of error.

Given the uncertain economic climate, many Americans are being cautious with their household financial planning for the new year. TotalProtect is a consumer product owned by Cross Country Home Services (CCHS), one of the leading providers of home warranty products and maintenance plans. CCHS encourages homeowners to consider budgeting for a home warranty plan in their end-of-year financial planning to guard against the high costs of repairing or replacing a major home system or appliance. Home warranties cover household appliances and systems that sustain a mechanical failure due to normal wear and tear. Covered items may vary by company and plan, but typically include heating and air conditioning system (HVAC), electrical system, plumbing system, water heater, kitchen appliances such as refrigerator, stove/oven/range, dishwasher, garbage disposal, clothes washer and dryer and garage door opener.

The results of our survey show that many Americans are not prepared for unexpected expenses and even a small dollar amount could cause a household financial crisis, said CCHS president Sandra Finn. A home warranty can help protect a homeowners savings and provide peace of mind in the new year.

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