The Hindu The benefits of having a home gym are manifold. Photo: R.M. Rajarathinam

Everybody wants to follow a healthy lifestyle but what most people find tough is finding time to exercise. Going to a gym or exercising daily is a constant battle of motivation. Some people think that getting a treadmill, stationary bike or expensive equipment will help. But it takes more than equipment to make a home gym. One has to consider location, flooring, mirrors, a sound system or TV The most important requirement is a key that keeps you motivated.

The right equipment may be different for different people, and you need to find out what works for your workout and lifestyle. So ask for advice from experts before you invest in a home gym.

For cardio workouts, you need a decent treadmill, bike or elliptical. Make sure you choose one that comes with a warranty. Dont go for a second-hand one, as this may not be worth the money you have to invest. Choose your weights according to your workout. Dont try to set up the gym at one go. Keep adding equipment as and when you need.

Space selection is crucial. The room set aside for the gym should not be cluttered with other things. It needs mirrors on the walls so that you can watch your movement to see if youre making a mistake. Those lifting heavy weights should put rubberised mats on the floor.

If listening to music or watching shows helps keep you motivated, then install a sound system and/or television too.

Benefits of a home gym

Flexible workout time

One-time investment can save monthly membership at the gym.

Save time travelling to and from the gym

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Home gym

Iceland Foods reached a significant home delivery vehicle fleet milestone on 13 August 2014 - not a single one of its 420 Mercedes-Benz Vans was off the road no breakdowns, no warranty work, no maintenance required, no accident damage; 100% fleet uptime.

In context, of the Iceland Foods home delivery vehicle fleet of two years ago, made up of vans from another manufacturer, 15% of the total number of vehicles off the road had the same age profile as the Mercedes-Benz fleet now.

Alex McKinlay, Head of Home Delivery, Iceland Foods, commented: This is a fantastic result across both accident and maintenance for our fleet. The 24-hour support of Mercedes-Benz Vans dealers really helps to keep vehicle downtime to a minimum, but to have a fully utilised fleet is virtually unheard of.

We have seen outstanding customer service from Mercedes-Benz and our drivers are clearly enjoying their vehicles. Its a great partnership.

Steve Bridge, Managing Director, Mercedes-Benz Vans, said: A 100% uptime on any fleet is remarkable. To know that two years ago Iceland Foods home delivery fleet had 15% of its total vehicles off the road with the same age profile as the Mercedes-Benz Vans now, proves how outstanding this achievement is a testament to our product, our Network and our colleagues.

Iceland Foods was the first UK food retailer to offer a nationwide online shopping service as long ago as 1999. Iceland Foods delivery service is now used by up to 200,000 customers every week.

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100% Uptime for Iceland Ileet of Mercedes-Benz Vans

What are the Pros and Cons of Utilizing a Home Warranty?
SCVLeasing #39;s very own Mike Bjorkman and Scott Taylor cover the pros and cons of relying on a Home Warranty for your rental property. Still have questions? We...

By: Mike Bjorkman

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What are the Pros and Cons of Utilizing a Home Warranty? - Video

You just bought a used car and the engine blew up on the drive home from the dealership. What can you do? The answer depends primarily on one question: Did you buy it "as-is"? Judging by the phone calls I get at my office where I deal with automobile warranty law ("Lemon Law") the answer is usually, "Yes." Followed by, "What does 'as-is' mean?" If you're asking the question now while the car with the blown engine drips its last ounce of oil in your driveway it is too late. So, follow along as I explain what all of this means so you can protect yourself in the future.

The notion of what a "warranty" is, in general, would take far too much space to explain here so we'll jump ahead to the one which is important in this context: the Implied Warranty of Merchantability. Most states have adopted the Uniform Commercial Code where all of this is laid out. It says that if you buy goods from a merchant who deals with goods of that kind, you can expect that they will perform as one might expect without the merchant having to actually say it for it to be enforceable. (It says the goods will be "fit for the ordinary purposes for which such goods are used.") A refrigerator you buy from an appliance store will keep your food cold. A lawn mower from the Toro dealer will cut your grass. The car battery from the auto parts store will provide and store electricity for your car. You can expect these things to happen even if the salesperson was silent on what the products will do. It is implied by operation of law.

So, we start from the point that an automobile will provide safe and reliable transportation if you are buying it from a merchant who sells goods of the kind (a car dealer).

Note that this does not apply to a private sale. A private seller is not a merchant so the implied warranty never comes into existence. This protects you if you are a private seller but it means you must be more careful when buying from a private seller.

But, there is a loophole that swallows the rule: Most states allow sellers to disclaim the implied warranty of merchantability entirely, so long as they do it conspicuously. Once they do that, it is no longer implied and does not exist. And, in the states where it is allowed, most used car dealers disclaim the Implied Warranty of Merchantability. A while back, there was so much confusion in this area, the Federal Trade Commission came up with the Buyer's Guide. It is a single sheet of paper which specifies "WARRANTIES FOR THIS VEHICLE." It give two options: AS-IS NO WARRANTY and WARRANTY. There are boxes in front of those two choices and the dealer is told to check one. Federal law requires the sticker to be visible to a car shopper who is looking at the vehicle. Hence, it is often in one of the windows.

A great majority of used cars sold in America are sold with the "As-Is" box checked. (There are several states that do not allow the disclaimer and for them, there is a modified Buyers Guide.)

And "as-is" means with all faults. Repairs are the responsibility of the buyer. There are no guarantees. That car is yours. It could explode as you drive it off the lot. The smoldering remains are still yours. It even says so: "YOU WILL PAY ALL COSTS FOR ANY REPAIRS. I do wish the Feds would cool it with that cap-lock though.

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What If Your Recently-Bought Used Car Explodes?

Hints For Homeowners - TotalProtect.com
THE UNEXPECTED BREAKDOWN OF A MAJOR APPLIANCE OR SYSTEM IN SUMMER CAN REALLY LEAVE A HOMEOWNER HOT UNDER THE COLLAR. BREAKDOWNS USUALLY MEAN COSTLY REPAIRS AND A LESS THAN COMFORTABLE HOME....

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100 Day Home Warranty

By: My Home Inspector

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100 Day Home Warranty - Video

EDISON A township-based company may have to pay back consumers it allegedly duped through its home-warranty program.

The state Division of Consumer Affairs (DCA) filed suit July 28 against CHW Group Inc., or Choice Home Warranty, alleging that it sold coverage for home appliances and systems but then left customers in the lurch when they submitted claims, according to state Attorney General John J. Hoffman.

The complaint quotes from CHW advertisements stating that its home warranties protect customers against the high costs of unexpected repairs or replacements of home systems and appliances. The ads also state that, should consumers need service, CHW will quickly respond by dispatching a licensed, insured technician.

According to Hoffmans office, CHW and its current and former principals, Victor Mandalawi, Victor Hakim and David Seruya, all believed to be of Brooklyn, N.Y., made it difficult or impossible for consumers to realize the benefits of their warranties.

Authorities said the company often denied claims based on consumers supposed failure to properly maintain covered home systems or appliances, or based on purported pre-existing defects. The company also denied claims even when technicians declared that covered items had been properly maintained, or had failed for reasons not related to poor maintenance or pre-existing problems, according to Hoffmans office.

Authorities allege that the defendants often demanded that customers provide years of records to prove that they performed regular maintenance on the covered items or be denied.

Home warranties from CHW also claimed that the company would replace items that could not be repaired, but it often offered cash buyouts for hundreds of dollars less than the consumers cost to replace the item, the lawsuit states.

Promises for prompt service also went unfulfilled due to cases of technicians going unpaid, authorities said. The DCA has received 16 complaints from technicians alleging nonpayment by CHW of outstanding invoices totaling at least $21,690.

Despite alleged failures to honor contract terms, CHW paid millions of dollars to each of its principals between 2010 and 2013, authorities said.

The DCA received complaints about CHW from 116 consumers, including 18 from New Jersey, seven from New York, and five from Pennsylvania. The state also has been provided with 902 complaints that were filed with the Better Business Bureau by individuals from various states.

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State accuses home-warranty firm of defrauding consumers

Profitable Social Media Testimonial (Sharon Harrison of Nations Home-Warranty.com)
"Having needed to have a Twitter account and a blog, due to this class, I will be ready to start a new marketing plan", said Sharon Harrison upon completing ...

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Profitable Social Media Testimonial (Sharon Harrison of Nations Home-Warranty.com) - Video

898 East Columbia Ave, Reading, OH 45215 home for sale, real estate in Reading, OH
More Property Detail: http://898eastcolumbiaave.isnowlisted.com View Other Properties: http://lnewsom.isnowlisted.com Get Prequalified: http://lnewsom.isnowlisted.com/prequal 898 East Columbia...

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898 East Columbia Ave, Reading, OH 45215 home for sale, real estate in Reading, OH - Video

By Amy Hoak, MarketWatch

When attracting buyers to their homes, sellers will often throw in a home warranty for a year to sweeten the deal. And its often an effective incentive.

But over the past decade or so, more current homeowners have been using home warranties year after year, according to Art Chartrand, counsel for the National Home Service Contract Association.

A home warranty is a service contract that commonly covers the repair or replacement of your homes appliances and systems, including your heating and air conditioning systems.

People use them for the convenience of being able to call one number when an appliance breaks, without having to research service providers, he said. Others like them as a budgeting tool, figuring that the costs of a contract will be well worth it if three appliances die in one year, for example.

Sounds great, but heres the rub: Home warranty companies are also some of the most complained about companies on Angies List, a website where consumers can find reviews of local service providers. Top complaints are regarding what is covered and who is sent out to do the work.

Heres one horror story: Two days after Heidi Linzt bought a house in Santa Monica, Calif., the water heater went out. The home warranty company sent someone out to fix it, and the repairman ended up damaging the gas line. When someone from the gas company came out to inspect the situation, he confirmed the potentially dangerous situation. It could have been horrific, Linzt said.

Still, she has home warranties for the rental properties that she owns in Las Vegas, something that she says saves her time. And she loves the company that shes working with now.

Its really about understanding what youre getting, said Angie Hicks, founder and chief marketing officer of Angies List. Its a personal decision. It can be an alternative to saving up the money [for maintenance and repairs], but you need to know what youre getting and what is covered.

The cost of a home warranty will vary by company, but often averages about $500 for one year, Chartrand said. When a problem arises with a home component that is covered by the warranty, youll also pay a $60 to $75 service fee when a contractor is dispatched to your home, he added.

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Amy Hoak's Home Economics: What to know before buying a home warranty