Daniel Palacios, 17, and his aunt, Lusmila Morales, 53, wait for enrollment assistance at Legal Services of Northern Virginia. Morales wants coverage so she can get a physical.

"I didn't understand about the deductibles and how to choose a plan," said Norma Santaolalla, 46, who cleans houses for a living and whose husband is a handyman. "It's difficult. It's the first time we've done that. That's why we came here to ask them to help us."

"Here" was the Arlington Mill Community Center where help was available on a recent Saturday as part of a national effort to boost Obamacare enrollment, especially among Latinos.

Latinos represent about a third of the nation's uninsured and for a number of reasons, signing them up has been harder.

As of Jan. 16, just 10% of those who had signed up for plans in the 37 states served by healthcare.gov are Latino up slightly from 7% during the first few months of last year's enrollment, despite concerted efforts to reach them, according to government data.

Experts caution that those numbers are reported by applicants and there's no requirement that anyone signing up for coverage state their race or ethnicity. Nonetheless, government and pro-Obamacare groups have stepped up their efforts through media campaigns and emphasized the kind of in-person assistance the Santaolallas and many other Latinos seem to prefer.

Related: Obamacare penalty payers ask, 'Where's my refund?'

Nearly a third of the ACA's media budget this year is focused on Hispanic media, tripling the 10% spent on reaching Latinos last year, according to Health Secretary Sylvia M. Burwell.

Providing in-person assistance, however, takes time. A session can easily run 90 minutes to two hours, and several meetings are often needed to explain how insurance works and what the options are. Even though applicants may qualify for tax credits, many will still have to pay a monthly premium. And people who have gone without insurance for years might not feel the need to buy it.

Still, since October 2013, 2.6 million Latinos ages 18 to 64 gained insurance through the health law, according to federal officials. As of last June, the share of Latinos without health insurance dropped from 36% to 23%, with the highest gains in states that adopted Medicaid expansion, according to a Commonwealth Fund analysis. That's important to the success of the overall health reform, because uninsured Latinos tend to be young and healthy. They are likely to use fewer medical services and will help offset the cost of sicker people in the insurance "risk pool."

See the article here:
Despite efforts, Latino enrollment in Obamacare lags

Engrith Acosta, patient care coordinator at AltaMed, speaks to a man during a community outreach on Obamacare in Los Angeles, California November 6, 2013. Concerns among Hispanics that signing up for medical insurance under President Barack Obamas healthcare law may draw the scrutiny of immigration authorities has hurt enrollment, according to advocates of the policy. Photo by Mario Anzuoni/Reuters

I didnt understand about the deductibles and how to choose a plan. Its difficult. Its the first time weve done that, said Norma, 46, who cleans houses for a living. Rodolfo, 47, is a handyman. Thats why we came here, to ask them to help us.

Here was the Arlington Mill Community Center, where help was available on a recent Saturday as part of a national effort to increase Affordable Care Act enrollment, especially among Latinos.

Hispanics represent about a third of the nations uninsured, and for a number of reasons, signing them up has been harder. According to the latest government statistics, as of Jan. 16, two months into the current open enrollment period, just 10 percent of those who had enrolled in the 37 states served by healthcare.gov are Latino. Despite a concerted effort by officials and health law advocates to reach Latinos, thats up only slightly from 7 percent during the first few months of last years enrollment.

In fact, nearly a third of the ACAs media budget this year is focused on Hispanic media, tripling the 10 percent spent on reaching Latinos last year, according to HHS Secretary Sylvia M. Burwell.

Providing in-person assistance, however, takes time. A session can easily run 90 minutes to two hours, and several meetings are often needed to explain how insurance works and what the various options are. Even though applicants may qualify for the laws tax credits, many will have to still pay a premium each month. And people who have been doing without health insurance might not feel the need to pay for it.

Still, since October 2013, 2.6 million Latinos ages 18 to 64 gained insurance through the health law, according to HHS. As of last June, the percentage of Latinos without health insurance dropped from 36 percent to 23 percent, with the highest gains in states that adopted the health laws Medicaid expansion, according to a Commonwealth Fund analysis. Thats important to the success of the overall health law, because uninsured Latinos tend to be young and healthy. They are likely to use fewer medical services and thus will help offset the cost of sicker people in the insurance risk pool.

To enroll, though, some Latino applicants have to work through extra paperwork and overcome language barriers.

Joaquin Barahona, 41, is a construction worker. Hes never had health insurance, and when he did go to the doctor, he paid cash.

That same evening, Lusmila Morales, 53, also hopes to obtain ACA coverage. She sent in a paper application last year but never heard back and wanted to try again this year. She brought along her 17-year-old nephew to translate.

Originally posted here:
Why Hispanic Americans still arent signing up for Obamacare

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Chester Judd, of the Town of Niagara, died Jan. 31 in Buffalo General Medical Center after a short illness. He was 77.

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Survivors include his wife, the former Patricia Kerins; a son, Mark; a daughter, Cheryl; two stepdaughters, Kelly Burling and Lisa Fortuna; a stepson, David Tompkins; two brothers, James and Alfred; nine grandchildren; and five great-grandchildren.

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