Following are recent property transactions recorded in the Loudon County Register of Deeds office:
Oct. 15
Clifford Wayne Parks to Stephanie Sanders Peck and George Craig Peck, warranty deed, $315,000.
Iura Bordei to Emily Sue Hendrickson and Eric W. Hendrickson, warranty deed, District 1, Chatuga Point, lot 15, block 13, $350,000.
TN National LLC to Tennessee Custom Homes LLC, warranty deed, District 1, Tennessee National Pod 2, lot 116, $107,900.
TN National LLC to Jerry W. Vance and Karen E. Vance, warranty deed, District 1, Tennessee National Pod 5, phase 2, lot 50, $52,900.
TN National LLC to Tennessee Custom Homes LLC, warranty deed, District 1, Tennessee National Pod 4, lot 55, $103,900.
Todd W. Rich and Nakita Rich to Thomas F. Lower and Ari Anna Lower, warranty deed, District 3, Emilys Landing, phase 1, lot 44, $335,000.
Gayle Paynter and Gayle G. Matlock to Kyle T. Hensley and Jennifer E. Hensley, warranty deed, District 2, Riverchase, lot 16, $625,000.
Keren Whiting to Gregory S. Bloomfield and Ashley N. Bloomfield, warranty deed, District 1, Tennessee National Pod 6, lot 11, $99,000.
David H. Shannon and Rhonda A. Shannon to John Dennis Parker and Amy Leigh Parker, warranty deed, District 2, 3.45 acres, $643,000.
Jonathan Wise to Dawn Farris, warranty deed, District 1, Chota Woods, lot 1, block 4, $384,645.
Michael W. Wilson to Michael E. Lee and Jodi Lee, warranty deed, District 2, Carrington, lot 23, $329,900.
Bernard R. Krulewich and Ionela Magdalena Krulewich to Todd W. Rich and Nakita N. Rich, warranty deed, District 2, Harrison Glen, unit 1, lot 47, $440,000.
Kurt Zimmerman and Charlotte Zimmerman to Andrew N. Lacey and Kimberlee U. Lacey, warranty deed, District 5, Amberly Meadows, lot 22R, $699,900.
Joshua Bradley Farmer and Rebecca Leeann Farmer to Gregory Russell and Jonette Russell, warranty deed, District 5, 1.01 acres, $150,000.
Peggy Rietz Lennex to Glen Owens, warranty deed, District 4, 1.24 acres, $52,000.
Makenna K. McDonald to Julie Burke, warranty deed, District 1, $142,000.
Brookwood Development LLC to Casa Del Lago Homeowners Association Inc., warranty deed, District 2, 4.73 acres, Lakeview Memorial Gardens of Loudon County Inc., lot 2, $40,000.
William F. Melton to Rickey E. Mayfield, warranty deed, District 2, .93 acres, $30,000.
Oct. 18
Richard A. Goble to True to Life LLC, warranty deed, District 2, 7.14 acres, $1,300,000.
Jeffrey L. Johnston Sr. and Paula A. Johnston to Ricky Dye and Desiree Gaye Dye, warranty deed, District 2, Summitvue, lot 5, $385,000.
Andrew Fritz, Stephen E. Fritz and Laura Fritz to Kevin J. Paradis and Jill E. Paradis, warranty deed, District 1, Toqua Greens, lot 14, block 16, $35,000.
Julia Hurley to Claudia Ganta, warranty deed, District 1, Chatuga Point, lot 38, block 10, $25,000.
Robert F. Fisher and Karen A. Fisher to Jon E. Doliana Sr., warranty deed, District 1, Chota Hills, lot 3, block 12, $370,000.
AKJ LLC to Derick Robinson and Jenella Robinson, warranty deed, District 1, Chatuga Coves, lot 1, block 10, $6,000.
CS Holdings LLC to Viorel Rotar and Elegant Construction, warranty deed, District 1, Tanasi Shores, lot 17, block 19, $4,500.
CS Holdings LLC to Derick Robinson and Jenella Robinson, warranty deed, District 1, Chatuga Coves, lot 2, block 10, $6,000.
AKJ LLC to Derick Robinson and Jenella Robinson, warranty deed, District 1, Chota Hills, lot 25, block 7, $4,500.
AKJ LLC to Derick Robinson and Jenella Robinson, warranty deed, District 1, Mialaquo Point, lot 1, block 7, $7,000.
AKJ LLC to Derick Robinson and Jenella Robinson, warranty deed, District 1, Mialaquo Point, lot 5, block 9, $5,000.
TV Holdings LLC to Derick Robinson and Jenella Robinson, warranty deed, District 1, Chatuga Coves, lot 12, block 12, $7,500.
AKJ LLC to Derick Robinson and Jenella Robinson, warranty deed, District 1, Chatuga Coves, lot 13, block 12, $6,000.
AKJ LLC to Derick Robinson and Jenella Robinson, warranty deed, District 1, Toqua Shores, lot 1, block 22, $10,000.
AKJ LLC to Derick Robinson and Jenella Robinson, warranty deed, District 1, Mialaquo Point, lot 12, block 4, $7,000.
AKJ LLC to Derick Robinson and Jenella Robinson, warranty deed, District 1, Toqua Shores, lot 10, block 22, $10,000.
Lowell E. Ranvek to Amy R. Lasalle, warranty deed, District 1, Chota Hills, lot 21, block 14, $24,000.
TN National LLC to Tony E. Donaldson, warranty deed, District 1, Tennessee National Pod 8, lot 2, $164,900.
TN National LLC to Toby A. Meloro and Christina M. Meloro, warranty deed, District 1, Tennessee National Pod 2, phase 2, lot 194, $74,900.
TN National LLC to Brent A. Wick and Kristina C. Wick, warranty deed, District 1, Tennessee National Pod 2 4, lot 3, $374,900.
TN National LLC to Richard Marsch, warranty deed, District 1, Tennessee National Pod 8, lot 54, $239,900.
Steven R. Duncan and Amy P. Duncan, trustees of the Duncan Family Revocable Living Trust, to LLT Properties, warranty deed, District 1, Tennessee National Pod 5, phase 2, lots 29 and 30, $119,800.
Thomas J. Kukla and Joan C. Kukla, trustees of the Thomas J. Kukla and Joan C. Kukla Revocable Living Trust, to Matthew D. McCollum and Angel S. McCollum, warranty deed, District 1, Chota Shores, lot 15, block 1, $875,000.
John Franklin Robinson Jr. to Brian E. Brannum and Alivia Steele Brannum, warranty deed, District 3, Alleghany, lots PT 2, 3 and 4, block 4B, $225,000.
Brandon S. Tipton to Walter Vanskiver IV and Maleah Vanskiver, warranty deed, District 3, Brandon S. Tipton, lots 1 and 2, $200,000.
Robert J. Smith and Ceresa Smith to Laura Kyle and William Kyle, warranty deed, District 5, Avalon, unit 4, lot 51, block C, $65,000.
Joshua James Smith and Tracy Lynn Smith to William S. Nash, warranty deed, District 2, Millers Landing, unit 2, lot 94R, $1,850,000.
Kapur Holdings LLC to Pramukh Developer LLC, warranty deed, District 1, $898,000.
Oct. 19
Ricardo A. Zapata and Jennifer Holt Zapata to Tara Jean Mooney, warranty deed, District 1, Emerson Lewis, lots 18, 19, 20, 21, 22, 23 and 24, block B, $283,000.
TN National LLC to Maplewood Partnership LTD, warranty deed, District 1, Tennessee National Pod 8, lot 21, $224,900.
TN National LLC to Darryll R. Tanner and Diane C. Tanner, warranty deed, District 1, Tennessee National Pod 8, lot 4, $149,900.
TN National LLC to Cynthia Hogan and Bryan Hogan, warranty deed, District 1, Tennessee National Pod 8, lot 31, $140,000.
Lyle B. Padgett, Olivia Felicia Belt and Robert L. Padgett to Adrian Perju, warranty deed, District 1, Chatuga Point, lot 7, block 12, $8,000.
Jerold E. Kusky and Carolyn D. Kusky to Vicki Ferros and Kevin Ferros, warranty deed, District 4, Rarity Bay, phase 7, lot 838, section 2, $725,000.
Oct. 20
David Arthur Anderson to David Waeltermann, warranty deed, District 1, Mialaquo Coves, lot 28, block 15, $40,000.
Robert J. Woodford Jr. and Ann Mari Woodford to Patricia Ann Oconnor and Gary Michael Oconnor, warranty deed, District 1, 1.975 acres, $212,000.
Robert John Benson and Sheila Marie Benson, trustees of the Robert and Sheila Benson Revocable Trust, to Kathleen Margaret Blackburn and Timothy Blackburn, warranty deed, District 1, Mialaquo Coves, lot 15, block 4, $20,000.
AKJ LLC to Capital Investment Properties LLC, warranty deed, District 1, Chatuga Point, lot 22, block 8, $4,300.
Oct. 21
Michael D. Poff and Cheryl Poff to Randii Goble, warranty deed, District 3, 7.18 acres, $923,700.
Roy Bryan Petett to DR Horton, warranty deed, District 1, Creekside Preserve, lots 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82, 83, 84, 85 and 86, $4,472,000.
Thomas Congdon and Salleyanne Dyer Congdon to Todd Bealer and Ashley Bealer, warranty deed, District 2, Congdon, lot 2, $75,000.
Robert Wayne Sopko and Laurie Lee Sopko, trustees of the Robert and Laurie Sopko Trust, to Adrian Perju, warranty deed, District 1, Chatuga Point, lot 7, block 8, $4,000.
AKJ LLC to Andrey Botezat, warranty deed, District 1, Mialaquo Coves, lot 11, block 19, $5,000.
CS Holdings LLC to Andrey Botezat, warranty deed, District 1, Mialaquo Coves, lot 20, block 6, $5,500.
CS Holdings LLC to Andrey Botezat, warranty deed, District 1, Chatuga Point, lot 24, block 8, $6,000.
CS Holdings LLC to Andrey Botezat, warranty deed, District 1, Chatuga Point, lot 5, block 2, $4,500.
AKJ LLC to Andrey Botezat, warranty deed, District 1, Chatuga Point, lot 6, block 2, $4,500.
AKJ LLC to Andrey Botezat, warranty deed, District 1, Mialaquo Coves, lot 18, block 13, $7,500.
Larry M. Thomas and Amanda Thomas to Shannon Bodmer and Charlotte Walker, warranty deed, District 2, Mahlon Place, lot 5, $460,000.
TN National LLC to Brian Thomas Carmazzi and Lisa Ann Carmazzi, warranty deed, District 1, Tennessee National Pod 2, phase 2, lot 125, $62,900.
Thomas Wayne Flynn and Susan Flynn to Robert D. Gibson and Ines P. Gibson, warranty deed, District 1, $155,000.
AKJ LLC to Dimond Group TN LLC, warranty deed, District 1, Mialaquo Coves, lot 23, block 4, $7,500.
TV Holdings LLC to Dimond Group TN LLC, warranty deed, District 1, Toqua Shores, lot 32, block 17, $7,500.
David L. Rowell and Catherine L. Rowell to Donald P. Fowler and Bonita Fowler, warranty deed, District 5, Riverview Golf Site, lot 15, $9,000.
Oct. 22
Frank C. Spears to Thomas Scott Brown and Cherry Brown, warranty deed, District 2, 10.17 acres, $54,692.06.
Richard Goff to Robert T. Morehead and Leah J. Morehead, warranty deed, District 5, Rockingham, lot 23, $40,000.
William L. Buchanan and Mary J. Buchanan to John C. Barrett, warranty deed, District 2, Lenoir City, lots PT 1, PT 2, PT 3 and PT 4, section 4, $165,000.
Tyler James Eblen Williams to Caleb Wilson and Lauren Wilson, warranty deed, District 2, Harrison Hills, lot 14, block E, $201,000.
Otis F. Bowers to James Jones and Joyce Jones, warranty deed, District 2, Evans Wallace, lot 3, $125,000.
Gary Waldroup and Jenifer Hillard to Steve Riggs and Vince Clayton, warranty deed, District 2, Lenoir City, lots 8, 9, PT 10 and PT 7, block 26, section 2, $200,000.
TN National LLC to Frank Anthony Tersigni and Theresa Sharon Tersigni, warranty deed, District 1, Tennessee National Pod 8, lot 50, $229,900.
TN National LLC to Roger Scott Coulter and Mary Frances Coulter, warranty deed, District 1, Tennessee National Pod 5, phase 2, lot 54, $59,900.
Christie Sheffield and Kevin Sheffield to Stacy R. Bowling and Loretta L. Bowling, warranty deed, Oak Creek, lot 46R2, $535,000.
Peggy A. Miller to Michael Gene Potter, warranty deed, District 3, 0.138 acres, $122,900.
Harper Village Development LLC to Turner Homes LLC, warranty deed, District 5, Harper Village, lots 150, 151, 152 and 153, $140,000.
TN National LLC to Scott K. Joy and Virginia Martin Joy, warranty deed, District 1, Tennessee National Pod 8, lot 28, $102,900.
Landon Heath Hilton to William B. McCall and Crystal L. McCall, warranty deed, District 2, $180,000.
Don Ray Trollinger and Margot S. Trollinger to Brian D. Brown and Brandi Monger Brown, warranty deed, District 1, 23.47 acres, $675,000.
Mark Brown and Susan Brown to Kevin Reed, warranty deed, District 1, Mark Brown and Susan Brown Vonore Road property, tract VI, $115,000.
Oct. 25
Derae Dawn Daugherty and Derae Oody to Opendoor Property Trust 1, $265,000.
Rival Development Inc., to Stacy L. Hayden, warranty deed, District 2, Cottages at Avalon, unit 1, lot 19, $349,900.
Joseph Wallace and Darrell Price to Elizabeth Rondini and Jeff Rondini, warranty deed, District 1, $209,000.
W. Jeff Nichols and Laurie A. Nichols to Julian Cangeloni and Sally Cangeloni, warranty deed, District 3, 7.36 acres, $132,300.
Candace S. Johnson to Craig Meredith and Chera Meredith, warranty deed, District 5, Jack Redmond, lot 2, $641,000.
Read more:
Property Transactions: Nov. 3 | Business - news-herald.net
Editor's Note
SPRING BRINGS LONGER DAYS AND WARMER WEATHER, reminding gardeners to get outside and put their hands in the dirt. Spring cleaning is a tradition with a long (if vague) history, related to a time of preparing our homes for something new. And after a year-plus in lockdown, we are perhaps in more need than ever of finding ways to rejuvenate the spaces we live in. This Home & Garden issue covers everything from interior upgrades (think shades and pillows) to medical gardening, plus bigger trends and policy questions related to housing, like whether we cost-effectively use Accessory Dwelling Units to increase density. Whatever your budget enough to buy a succulent for the windowsill, or rehab a historic house there are ways to invest in and improve where you live.-Sara Rubin
Not just any someone, mind you. Wizard, a Seaside City Councilmember whose day job is as a housing element coordinator with San Francisco-based YIMBY Law, and Hare, a registered nurse, had in mind someone who really needed housing, but might have trouble finding it in the Monterey Peninsulas pricey rental market.
In my mind the right person is not some bachelor from the Navy who has the BAH, Wizard says, referring to the Basic Allowance for Housing, which some believe helps contribute to high rents and low rental inventory on the Monterey Peninsula.
Our goal is to rent it out to someone who has the need for a two-bedroom apartment, Wizard says. A single parent with kids, or a couple of students. We dont really know who the person is, but we want to do it all legally and properly and because we think its a good thing to do.
It is a good thing to do, and the couple is still doing it, but what was to have been a garage conversion instead became a tear-down and new construction, after a city of Seaside building inspector took a look at the existing garage and said something to the effect of, Not a chance in hell.
The 70-plus-year-old foundation on the garage wouldnt have supported it, and building codes are stricter now than they were then. So tear it down they did and now the ADU construction is in process, with a new foundation poured and plumbing roughed in, awaiting an inspection.
Building an ADU is so much more complicated than you can even imagine, Wizard says. His advice to people interested in building one? Have patience, ask questions and be persistent with your local permitting agency.
ADUS ARENT NECESSARILY GOING TO GET CALIFORNIA OUT OF ITS WIDESPREAD AND ENTRENCHED HOUSING CRISIS, where too many people are competing for not enough space, new construction moves at a glacial pace and affordable housing construction usually doesnt move at all. But they stand to make a dent in that crisis.
California legalized ADUs for all cities in 2017 meaning cities and counties couldnt actively prohibit them, although it also didnt mean jurisdictions had to make it easy. The easy (or easier, anyway) part came in 2019, when the state legislature passed new bills aimed at making the process easier; Gov. Gavin Newsom signed all three into law.
SB 13, from Sen. Bob Wieckowski, D-Fremont, tackled the issue of high permit fees and prohibits jurisdictions from requiring the replacement of parking spots if a garage, carport or covered parking is demolished to build an ADU. AB 881, by Assemblymember Richard Bloom, D-Santa Monica, removed owner-occupancy requirements from ADUs. And maybe the most important of the three, AB 68, from Assemblymember Phil Ting, D-San Francisco, requires jurisdictions to approve one ADU and one junior ADU (or JADU, a unit no more than 500 square feet) per lot.
In comments to the press in 2019, Ting said the legislation was necessary because cities had been erecting barriers making it difficult to build ADUs, either through high permitting fees or by slow-rolling applications through the permitting process.
Craig Riddell, a former Pacific Grove planning commissioner and owner of Monterey Bay Design Group, which works with Hare Construction and local architects and designers on custom home design, has started to eat, sleep and breathe the ADU process, and is in the midst of writing a book on them. With a working title ofMaximizing Your Largest Investment, the theme is how to turn a home into a revenue stream via ADUs and JADUs.
He echoes Tings sentiments, about the early initial roadblocks that jurisdictions put up when it came to permitting ADUs.
We had the initial response from some districts where they were in denial, maybe, but now a lot of them are embracing it, Riddell says. He goes through a list of cities Seaside has its pre-approved plan program, Pacific Grove is on board and very strong and positive. Carmel, he says, has a lot of issues, Monterey is fine but has no water, and Marina is also positive. The county is another animal, because there are more zoning issues and septic systems can be a limiting factor, he says.
Throughout the state, the number of ADU permits issued has increased exponentially since 2017, when 5,000 permits were issued. In 2019, almost 15,000 ADU permits were issued. And, Riddell notes in a sample chapter from his book, a study from Freddie Mac (or Federal Home Loan Mortgage Corporation) found 1.4 million properties in the U.S. with ADUs, with the fastest growing areas in high-cost states in the South and West.
Its clear the state is for ADUs, and cities have resisted for a long time, Riddell says. But, he adds, post-WWII, housing was built for nuclear families, with two parents, 2.5 kids and a dog and it was fine.
Now, though, 62 percent of homes have fewer than three people living in them. And fewer people living in larger homes means theyre paying for more housing than they may want or need.
Were in this situation where weve created a housing problem for a lot of reasons, he says. One of the concerns with ADUs is that its intensifying a propertys use, but in reality, Im not sure we are. Some people call it hidden density. ADUs are interlaced into a neighborhood, theyre built by homeowners and can become a lifesaver for that homeowner.
How is it a lifesaver? It can house an adult child moving back home from college. It can house an elderly or infirm parent and avoid the need for a more expensive care facility. Or it can serve as a rental that provides an income stream and enables a homeowner to stay in their own homes as they age.
Building them isnt cheap, though. Construction is construction, and the soft cost of lumber has risen 170 percent during the pandemic, as some places have stopped cutting and processing lumber and a beetle infestation in Canada has taken out a number of trees. Meanwhile, speculators are buying lumber on the supposition it will be worth more in the future.
In general, if the area standard on per-square-foot cost for construction is $550 a square foot, thats what an ADU is going to cost you, Riddell says. You have all the parts plumbing, bathroom, foundation, utilities. You have all of that. Its one of the reasons garage conversions and JADUs look good right now.
RIDDELL RECOMMENDS THREE THINGS FOR PEOPLE CONSIDERING BUILDING AN ADU, whether its an ADU that comes from a garage conversion, one thats carved out of space in an existing home or from building a free-standing unit in a backyard.
First, figure out the purpose of the unit: Will you use it as space for family, as a rental unit or some other use, such as a home office or art studio? Second: Figure out your budget your real budget, not your fantasy, pie-in-the-sky budget. Third: Make sure your designer and your general contractor communicate effectively, and start that communication early in the process.
If you dont throw in a budget conversation, if that conversation never gets started, theres no use in going through a whole design process, Riddell says. Figuring out a rough budget and making sure you have a general contractor lined up is helpful, and working with a designer and general contractor together is a good idea.
Wizard also points out financing can be a problem, in that theres no good mechanism for financing ADUs.
You cant go to a bank and get a mortgage for an ADU. You have to get a home equity line or a consumer loan from 8 to 15 percent, and thats not a great financial strategy, he says. The consumer financial market has not met the moment of creating funding mechanisms.
Both former Gov. Jerry Brown in 2018 and Newsom in 2019 and 2020 vetoed an ADU financing bill to create a funding mechanism for consumers to borrow against. Still, Wizard says, Seaside has seen a lot of ADU activity, allocating 5 acre-feet of water for people who want to build one, but didnt have existing water credits. So far, 1.5 acre-feet have been used and the city has issued 36 ADU permits, with 19 of those finaled.
People want to build these because its an income stream, theyre critical to aging in place and for younger families buying a home, its a way to build wealth and provide stable housing.
Its a good use of the built environment, Wizard adds, and it concentrates human uses on already disturbed land and doesnt contribute to sprawl.
Hanif Panni is one member of a younger family looking to do just that build wealth and provide stable housing. An artist and DJ whose wife works in conservation communications, both have aging parents who live elsewhere, and they wanted to have a place for grandparents to stay. They availed themselves of one of Seasides pre-approved plans, and received their construction permit earlier this month.
We thought the water issue was going to make it impossible, but we started looking into it and found it was attainable, Panni says. Seasides package looked nice and theyre sexy plans. Theyre very future-thinking, forward-thinking. Where the [building] hardships will come is yet to be seen.
The rest is here:
ADUs are now reality for California. Heres some of what to expect when you build one. - Monterey County Weekly